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How to Apply

Remortgage to us

Not moving home but want to change your mortgage lender to Nationwide? Applying for a mortgage with us is a simple, two-step process.

Step 1 – Get a Decision in Principle (DIP)

A DIP certificate is a free, no-obligation confirmation of whether we’d be prepared to lend to you. You can get one online, even if you want to continue your application over the phone or in branch. Before you get a DIP, it's worth considering that a credit check is a part of this step, and numerous credit checks aren't good for your credit score. If you’d like to find out how much you could borrow first, you can use our Mortgage Affordability Calculator

Step 2 – Complete your full mortgage application

Once you’ve got a DIP, you can complete your full mortgage application. At this point, you’ll choose a mortgage deal, and indicate how you’ll pay any applicable product fees. If you'd like to get an idea about our mortgage deals before applying, search our mortgage rates to see mortgage product features and fees. You can apply in branch or over the phone with advice, or online without advice.

When your application is complete, we'll let you know if we require any documentation or extra information, and we'll keep you informed about your application status.

Think carefully before securing other debts against your home. Your mortgage is secured on your home, which you could lose if you do not keep up your mortgage repayments.

Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.