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Mortgages for First Time Buyers
Use this quick mortgage calculator to get an idea of what we may be able to lend you. It'll take just a few minutes to complete.
Fields marked with * are required
Please select a value.
Include here your annual salary before tax and any other annual income like a second job, bonus or commission.
Please enter a valid value.
Please enter valid years and months (0-12).
Include here your total monthly payments for both applicants' credit card, loan and "buy now pay later" agreements. Only include amounts that have more than six months to run and that you'll still be paying once your new mortgage starts. If you don't know when your new mortgage will start, please bear in mind it can take several months to arrange.
Please enter a valid number.
Include here a total of both applicants' spending on school or nursery fees, child maintenance or other childcare costs.
Include here a total of both applicants' significant expenses like commuting. You don't need to include food shopping, utility bills or any other day to day living costs.
Based on the information you gave us, we may be able to lend you up to:
This calculator provides an indication of the amount we may be able to lend and all figures are for illustrative purposes only.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Based on the information you gave us, we can't give you a quote. Go to 'Edit' to see if you've filled out all fields correctly. If you have, why not talk to us in a branch or by phone on 0800 30 20 10 to see if we can help.
Sorry, but we could not process your request at this time. Please try again later.
Please correct the following errors:
Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage.
Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.
View our mortgage rates