Early Repayment Charge calculator

If you pay off or switch your mortgage before your current deal ends, or if you pay over your allowance, you might incur an Early Repayment Charge. You can use the calculator below to find out how much your Early Repayment Charge could be. We just need to know:

  • What type of mortgage product you have, e.g. fixed or tracker
  • When you took out your most recent mortgage product, e.g. a 3-year, fixed-rate mortgage 2 years ago
  • How much is outstanding on your mortgage and if you’ve taken out any further borrowing

You can find this information in your year-end statement or by calling us on 0800 30 20 10.

Mortgage pre 2006

If your mortgage was taken out pre 2006, we'll need to help you calculate an Early Repayment Charge. You can either visit one of our branches, or give us a call.

Branch

Visit us in branch

Telephone

You can call us on 0800 30 20 10

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Mortgages that are not listed

If your mortgage is not listed, we'll need to help you calculate an Early Repayment Charge. You can either visit one of our branches, or give us a call.

Branch

Visit us in branch

Telephone

You can call us on 0800 30 20 10

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Valid Invalid
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£

(Please deduct any overpayments made since your last balance statement)

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Do you have additional borrowing on your home?

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Additional Borrowing

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£
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Based on the information you've provided

You will need to pay back

The outstanding balance of your mortgage £

The early repayment charge + £(% of your mortgage balance)

The outstanding balance of your additional borrowing £

The early repayment charge + £(% of your mortgage balance)

Total to be repaid = £100

This tool gives you an indication of how much early repayment charge to expect. Results are an estimate and should only be used as a rough guide. For an accurate early repayment charge, please visit us in branch or give us a call on 0800 30 20 10.