What we can offer

Our mortgage rates

Special offers

Mortgage offers for existing customers

Moving home and getting a new mortgage can be expensive. But for existing customers, we offer £250 cashback plus special lower rates during your deal period. We also support mortgage applications with Help to Buy equity loans and our Save to Buy range includes low deposit mortgages. And, if you're a Nationwide main current account holder, you could get £250 cashback when your mortgage completes (eligibility criteria apply).

Our Best Rates

If you already have a Nationwide mortgage and are taking out a new mortgage with us when you move home, we'll make sure you get Our Best Rates. That's our range of mortgages, offered to you at a lower rate during your deal period than for new customers.

If you're porting your existing Nationwide mortgage, you'll get Our Best Rates on any additional borrowing you take out.

£250 cashback

Loyalty is important to us, which is why if you take out a new deal with us, we'll give you £250 cashback* - just our way of saying thank you for continuing to choose Nationwide. 

*Cashback will be paid per account, within one month of mortgage completion. This cashback will be in addition to any Save to Buy and Flexclusive cashback offers, and only applies to customers whose product was reserved on or after 27 July 2016.

Help to Buy equity loans

If you want to buy a new build home, a Help to Buy equity loan from the Government could help you raise enough money towards your deposit.

Help to Buy equity loans

£250 cashback for existing current account holders

If you're a Nationwide main current account customer and you take out a Nationwide mortgage, you could get £250 cashback within a month of completion. Eligibility criteria and terms and conditions apply.

Find out more

Save to Buy mortgages

If you've been saving in a Nationwide Save to Buy ISA or Save to Buy Savings Account for at least three months, you could apply for a low-deposit Save to Buy mortgage.

Our Save to Buy mortgage range includes 95% mortgages on fixed rate and tracker rates, so you could buy your first home with a deposit as low as 5%.

Save to Buy mortgages


Our mortgage offers may be withdrawn at any time and without notice.

Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.

Mortgage Calculators

Help and guides

How to Apply