What we can offer

Are you looking to borrow more on your mortgage?

If you're already a Nationwide mortgage customer and want to borrow more, you could borrow between 80-85% of the value of your home (including your current mortgage). To be eligible, you'll need to have completed on your main loan at least 6 months ago, and you can't be letting out your property.

You could borrow up to 80% of the value of your property for non-home improvements, repaying unsecured debts, buying separate land or buying out partners/joint borrowers. If you’re looking to make home improvements, buy an additional share in shared ownership, buy the freehold title, or buy land to extend security you could borrow up to 85% of the value of your property.

Take out additional borrowing

See how much you could borrow

Our mortgage calculator will tell you how much we could lend you.

Compare our mortgage rates

View our mortgage rates to find out how much your monthly payments could be.

Get a Decision in Principle

Apply in branch, online or over the phone for confirmation we'd be prepared to lend to you.

Family Deposit Mortgages

Help a family member towards the first or next step on the property ladder by borrowing more with Nationwide and gifting the additional borrowing to them as a deposit.

Find out more

Borrowing in retirement

Our Borrowing in Retirement scheme is designed to support older customers who are established home-owners with a stable income in retirement.

Find out more

Existing customer support

Find out more about mortgage fees and charges, and changes to current mortgage.

Cover for your home

If you’re looking to borrow more, now might be a good time to review your home insurance cover.

Life insurance

If you’re considering a bigger mortgage will you need to consider your life cover too? This could be a good time to review your plans.

Important information

Please note that all mortgages reserved on or before 3rd March 2010 include the option to apply for a payment holiday and borrow back facility. Any mortgages reserved after this date will no longer include these facilities.

You may also be interested in...

Our range of Mortgage Guides

Our guides offer helpful information on buying or remortgaging a home, budgeting, moving house and much more.

View your mortgage online

If you're registered for Internet Banking then you can view your current mortgage statement at any time, night or day.

Think carefully before securing other debts against your home. Your mortgage is secured on your home, which you could lose if you do not keep up your mortgage repayments.

Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.

Our mortgage rates

Special offers

Mortgage calculators

Help and guides

How to Apply