What we can offer

Are you looking to borrow more on your mortgage?

If you're already a Nationwide mortgage customer and want to borrow more, you could borrow between 80-85% of the value of your home (including your current mortgage). 

You could borrow up to 80% of the value of your property for non-home improvements, repaying unsecured debts, buying land separate to the security or buying out partners/joint borrowers. If you’re looking to make home improvements, buy an additional share in shared ownership, buy the freehold title, or buy land to extend security you could borrow up to 85% of the value of your property.

What we can offer

We reward our members

Our members have access to a great range of products, discounts and services, reserved exclusively for them. Run for the benefit of our members, our only focus is you.

We provide great service for our members

We’re proud to say we have the best customer satisfaction amongst our major high street competitors*, but if something does go wrong we aim to resolve it quickly - to our members’ and customers’ satisfaction.

See how much you could borrow?

Our mortgage calculator will tell you how much we could lend you based on your income and outgoings.

Green additional borrowing rates

We have a range of two year Green Additional Borrowing mortgage products with a preferential rate designed for customers looking to make energy efficient improvements to their home.

Compare our mortgage rates

We offer a range of great mortgage deals. View mortgage rates to find out how much your monthly payments could be.

Existing customer support

Our support section has been designed to get you straight to the information you need about your existing mortgage as quickly as possible, whatever your question.

Get a decision online

You can get a no-obligation Decision in Principle online even if you need advice and wish to continue your full application with one of our advisers in branch or over the phone

Cover for your home

If you’re looking to borrow more, now might be a good time to review your home insurance cover.

Life insurance

If you’re considering a bigger mortgage will you need to consider your life cover too? This could be a good time to review the plans you have in place.

*© GfK 2015, Financial Research Survey (FRS), 6 months ending Oct 2015 (30,618 interviews). Combined customer satisfaction for current accounts, mortgages and savings. Major high street providers are defined as providers with main current account market share >6% (Barclays, Halifax, HSBC, Lloyds Bank (inc C&G), NatWest and Santander).


Important information

  • You can apply for additional borrowing just 6 months after your main loan has completed
  • Please note that all mortgages reserved on or before 3rd March 2010 include the option to apply for a payment holiday and borrow back facility. Any mortgages reserved after this date will no longer include these facilities
  • If you are currently letting your property you will be unable to borrow more on your mortgage

You may also be interested in...

Our range of Mortgage Guides

Our guides offer helpful information on buying or remortgaging a home, budgeting, moving house and much more.

View your mortgage online

If you're registered for Internet Banking then you can view your current mortgage statement at any time, night or day.

Mortgages are subject to underwriting and criteria.

Our mortgage rates

Special offers

Mortgage calculators

Help and guides

How to Apply