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Borrow more against your home
If you're already a Nationwide mortgage customer and want to borrow more, you could borrow between 80-85% of the value of your home (including your current mortgage). To be eligible, you'll need to have completed on your main loan at least 6 months ago, and you can't be letting out your property.
You could borrow up to 80% of the value of your property for non-home improvements, repaying unsecured debts, buying separate land or buying out partners/joint borrowers. If you’re looking to make home improvements, buy an additional share in shared ownership, buy the freehold title, or buy land to extend security you could borrow up to 85% of the value of your property.
Our mortgage calculator will tell you how much we could lend you.
View our mortgage rates to find out how much your monthly payments could be.
Apply in branch, online or over the phone for confirmation we'd be prepared to lend to you.
Help a family member towards the first or next step on the property ladder by borrowing more with Nationwide and gifting the additional borrowing to them as a deposit.
Our Borrowing in Retirement scheme is designed to support older customers who are established home-owners with a stable income in retirement.
Find out more about mortgage fees and charges, and changes to current mortgage.
If you’re looking to borrow more, now might be a good time to review your home insurance cover.
If you’re considering a bigger mortgage will you need to consider your life cover too? This could be a good time to review your plans.
Please note that all mortgages reserved on or before 3rd March 2010 include the option to apply for a payment holiday and borrow back facility. Any mortgages reserved after this date will no longer include these facilities.
Our guides offer helpful information on buying or remortgaging a home, budgeting, moving house and much more.
If you're registered for Internet Banking then you can view your current mortgage statement at any time, night or day.
YOUR MORTGAGE IS SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.
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