We make it simple to borrow more

Want to bring the dream of a new kitchen or home extension closer? You could borrow more against the value of your home.

Looking to help a family member with their deposit for a mortgage? See our Family Deposit Mortgages.

  • 1 Is borrowing more right for you?

    Understanding your options

    Find out whether you can borrow more, and see other borrowing options that may suit you better.

    Should you borrow more?
  • 2 Find out how much you could borrow

    How much can you borrow for your top up mortgage?

    Get an idea of how much we could lend to you by using our handy calculator.

    How much can I borrow?
  • 3 See our rates for additional borrowing

    Borrow more

    When you borrow more on your mortgage, we'll make sure you get our best rates.

    Find a mortgage rate
  • 4 Start your application to borrow more

    Review offer

    Apply today, see what happens during the process, and find out what proofs of income you need.

    Apply to borrow more

Learn more about mortgages

We're here to make mortgages easier to understand. Use our handy guide to make sense of the technical stuff.

Borrow more and benefit from...

Need some expert advice?

When borrowing more on your mortgage, you may feel you need some advice to help you make the right decision. Our mortgage experts can guide you based on your particular circumstances.

Phone

Call to make an appointment

0800 30 20 10
Open 8am-8pm weekdays
9am-5pm Saturday

Branch

Apply in branch

Visit your nearest branch to arrange an appointment with a Mortgage Consultant. 

Find your nearest branch

Happy to apply without our advice?

Apply online if you feel confident that you know which mortgage deal is right for you. If you then decide you'd like our advice, you can continue your application by phone or in branch. 

Online

Apply online

Choose to apply online at your own pace, and get an initial decision in about 15 minutes.

Start your application
Online

Already started an application?

If you began your application online, you can jump back in at any time to complete it.

Continue your application

Think carefully before securing other debts against your home. Your mortgage is secured on your home, which you could lose if you do not keep up your mortgage repayments.

Our mortgages also win awards

Nationwide are a Which? recommended mortgage provider

We're a Which? recommended mortgage provider, offering "value for money, great service and flexibility". Find out how we fared in our Which? mortgage satisfaction survey.

Our Which? review