Why choose a Nationwide Personal Loan?

With the best customer satisfaction amongst our major high street competitors* and access to exclusive products, it’s no surprise millions of people prefer to do their banking with a building society.

We’re Britain’s number one for satisfied customers

We won the Which? Best Banking Brand of the Year 2017 award. And a recent survey found we’re number one for customer satisfaction amongst our major high street competitors*.

We’re run for the benefit of our members

We’re a mutual, which means we’re owned by and run for the benefit of our members. Because of the way we’re run, we’re free to reinvest more of our profits into improving our products and services for you.

You get a say in how we’re run

Because of feedback from our members, we’ve introduced a greater choice of current accounts, made changes to our Internet Bank and improved the quality of service we offer.

We’re passionate about giving back

We’ve invested and unlocked more than £21 million into community and charity support over the past five years. Thanks to our members, we’ve been able to choose the causes that need us the most.

We reward members

Whether it’s preferential rates or even cash for recommending us to friends, when you choose Nationwide you get a lot more than just a bank account.

We’re committed to being an ethical business

Every decision we make as a business is underpinned by our core values of decency, fairness and dependability. Doing the right thing for our members is at the heart of what we do.

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Loans calculator

Use our loans calculator to see why a Nationwide personal loan could be right for you.

Personal Loan application FAQs

Browse commonly asked questions about applying for a Nationwide Personal Loan.

*GfK 2017, Financial Research Survey (FRS), 12 months ending July 2017 (60,138 interviews). Combined customer satisfaction for current accounts, mortgages and savings. Major high street competitors defined as providers with main current account market share >4% (Barclays, Halifax, HSBC, Lloyds Bank (inc C&G), NatWest, Santander and TSB)

All unsecured loans are subject to status and are available to UK residents aged 18 to 79 only. In order to be eligible to apply for a Nationwide Personal Loan, you will need to have a net monthly income of £700+. Nationwide Personal Loans cannot be used for business, investment or speculative purposes, as a bridging loan or a mortgage deposit or to purchase or retain an interest in land.

If you have any questions about an application you have already made online, please call 0800 30 20 10 and select option 5.