Budget Calculator

Our budget calculator may help you decide if you can afford a personal loan repayment. Fill in your monthly income and expenses and it will estimate how much money you have left, based on your figures. The more exact you are with what you put in, the more accurate the estimate will be.

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If there's any income that we've not included in the categories here, you can add it at the bottom.

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Fields marked with * are required

If there's anything you spend that we've not included in the categories here, you can add it at the bottom.

Help
£
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£
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Please scroll up and correct the errors indicated by this iconInvalid

Fields marked with * are required

If there's anything you spend that we've not included in the categories here, you can add it at the bottom.

Help
£
ValidInvalid
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£
ValidInvalid

Please enter a valid value.

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£
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Please scroll up and correct the errors indicated by this iconInvalid

Fields marked with * are required

If there's anything you spend that we've not included in the categories here, you can add it at the bottom.

Help
£
ValidInvalid
Help
£
ValidInvalid
Help
£
ValidInvalid
Help
£
ValidInvalid
Help
£
ValidInvalid
Help
£
ValidInvalid
Please scroll up and correct the errors indicated by this iconInvalid

Fields marked with * are required

If there's anything you spend that we've not included in the categories here, you can add it at the bottom.

Help
£
ValidInvalid
Help
£
ValidInvalid
Help
£
ValidInvalid
Help
£
ValidInvalid
Help
£
ValidInvalid
Help
£
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Please scroll up and correct the errors indicated by this iconInvalid

Your results

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Based on the figures you've given us, you may have some money left over each month. You may be interested in our guide to making the most of your money.

Based on the figures you've given us, your outgoings seem to be higher than your monthly income. Nationwide can offer you help with managing debt – see our Money Worries page for more.


Spending breakdown

The graphs below give a picture of your major expenses based on the figures you've provided. 

Sorry, but we could not process your request at this time. Please try again later.

Before applying for a personal loan, think carefully about whether you can afford the repayments. Our guide to borrowing may help you consider you options.

Nationwide Personal Loans cannot be used for business or investment purposes, bridging loans, mortgage deposits or speculative reasons.