Borrowing more

Borrowing more with a Nationwide Personal Loan

Already have a Nationwide Personal Loan and need to borrow more? It's quick and easy to apply online for additional borrowing. 

With a Nationwide Personal Loan you could benefit from:

A low loan rate

Just 3.6% APR representative (fixed) on loans from £7,500 to £14,999 for up to 5 years for our main current account customers.

An instant online decision

The application process takes just minutes to complete and in most cases you will receive an instant online decision.

Loans big or small

At Nationwide, we offer loans between £1,000 to £25,000 over 1-7 years.

A no obligation quote

Get a no obligation quote that won't affect your credit rating. No obligation quote

No obligation quote

If you accept your quote, we will leave a record of our check on your credit file that other lenders can see. This is a normal part of many credit application processes but it might affect your ability to obtain credit elsewhere for a short period of time. You should consider all borrowing options carefully and seek independent advice.

No hidden fees

We won't charge you any fees for setting up your personal loan.

Fixed monthly payments

Your rate is fixed for the term of your loan.

All loans are subject to status and are available to those aged 18 to 79 only. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Nationwide Personal Loans cannot be used for business or investment purposes, bridging loans, mortgage deposits or speculative reasons.

Additional borrowing options

During the application process you'll have the option to either:

    • Take out a second Personal Loan that you'll repay separately to your existing Nationwide Personal Loan.
    • Consolidate any existing Nationwide Personal Loans, you'll then have one monthly repayment.

Loan calculator

The total amount payable is £8,066.88. The illustrative cost of borrowing £7,500 over 36 months at our competitive rate of 4.9% APR representative for main current account customers. Calculation for illustrative purposes only. This quote was produced on 13/03/2014 and is valid for today only.


  • Representative APR:%
  • Monthly repayment:
Total repayment:

Representative example:

4.9% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 4.9% p.a. (fixed). Monthly repayment £225.11. Total amount payable £11,030.39.

Ready to apply for additional borrowing?

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Responsible lending

We have a responsibility to you, our customers, to be open and honest, to treat you fairly, and to be safe and secure.

Personal Loan application FAQs

Browse commonly asked questions about applying for a Nationwide Personal Loan.

If you have any questions about an application you have already made online, please call 0800 545 3000 and select option 5.

Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit

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