If you hold a Nationwide Fixed Rate ISA we'll write to you just before it matures to tell you the final value of your ISA and what your options are. We'll also give you details of any other accounts that could help you continue to make the most of your tax-free savings.
As long as we receive your instructions before your account is due to mature, we'll carry them out within 28 days of your account maturing. And, as part of our Savings Promises, we offer a Rate Guarantee when you take another Fixed Rate Bond or Fixed Rate ISA – if our rate changes between the date we notify you of your options and your existing product maturity date, we’ll give you the better rate as long as you get back to us by your maturity date.
If we don't hear from you before your ISA matures we'll transfer your money to a new instant access ISA account. This transfer will not count as a new ISA subscription so it will not affect your annual allowance.