Our insurance products

A wide range of insurance products for some peace of mind

Insurance products are just for members. You’re a member when you have a current account, mortgage or savings account with us.
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Home insurance

20% introductory discount when you buy combined buildings and contents insurance.

Discount does not apply to Home Emergency or Legal Assistance cover. Minimum premiums apply.

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Family cycling

Life insurance

£70 M&SΔ E-Gift Card when you apply for Life Insurance or Mortgage Life Insurance with or without Critical Illness cover

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Who have we chosen to help provide our insurance policies?

  • Nationwide buildings and contents insurance is underwritten and administered by U K Insurance Limited
  • Home Emergency and Legal Assistance are underwritten by DAS Legal Expenses Insurance Company Limited
  • Life insurance, Critical Illness Cover and Income Protection Benefit plans are provided by Legal & General

Life insurance offer terms and conditions

Enjoy £70 to spend at M&SΔ, on us. The offer is limited to one e-gift card per person and two per household. Once you have paid three consecutive monthly premiums by Direct Debit from the policy’s start date or after three months if you have paid annually, Nationwide will arrange for a third party to send you a £70 M&S e-gift card (which may take 30 working days to arrive from that date). Details of how to redeem your e-gift card will be sent to your email address. Where we have no valid email address, details on how to redeem your e-gift card will be sent to the postal address registered on your policy. In the event that you've no access to the internet, a physical M&S gift card will be sent to the postal address registered on your policy upon request. We will only share your contact details (which include your address) with the third party so that they can send you the e-gift card; your details won't be used for any other purpose.

We reserve the right to vary and/or withdraw this offer without notice.

ΔM&S is not a sponsor of this promotion. May be used to purchase goods of a higher price than the amount on the card, on payment of the difference. Cannot be exchanged for cash or used to pay for M&S Bank services, products or outstanding card balances, made to measure shirts, personalised cards or M&S energy or to buy another gift card or e-gift card. Can be used in all M&S stores in the UK and Channel Islands, including outlet, railway, motorway and airport stores but not in BP Connect stores. Are valid for 24 months from the last transaction (transactions include balance enquiries). Any remaining balance will be cancelled on expiry of the validity period. Cannot be returned or refunded, except in accordance with your legal rights, for example in the event they are not satisfactory quality. Should be treated as cash, M&S will not accept liability if lost, stolen or damaged.

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