Which cover could be right for you?

Whether you're looking to help protect your mortgage, your loved ones, or your income, Nationwide offers a range of cover to meet your needs.

These are not savings or investment products and have no cash value unless a valid claim is made.

Mortgage life insurance

How would your mortgage be paid if you died?

With life insurance to help protect your mortgage, it could be one less thing to worry about.

  • Options to suit your mortgage product.
  • Helps to pay off your mortgage if you die during the policy length.
  • Option to include Critical Illness Cover from the start (additional premium applies).

Mortgage life insurance is brought to you by Nationwide and provided by Legal & General.

Life insurance

How would your loved ones manage financially if the worst should happen?

With life insurance to provide important financial protection for your family and for you.

  • Cover for you if you die during the policy length.
  • Flexible if your circumstances change.
  • Option to include Critical Illness Cover from the start (additional premium applies).

Life insurance is brought to you by Nationwide and provided by Legal & General.

Income Protection Benefit

How would you cover your monthly living costs if you were unable to work?

If you're concerned about the financial effects of being out of work due to incapacity caused by an illness or injury, you could get cover to provide a monthly benefit while you recover.

  • Choose length of cover you need.
  • Choose level of benefit.
  • Choose when payments start.

Income protection is brought to you by Nationwide and provided by Legal & General.

Life Cover Calculator

If you don't have any life cover in place, or if you just want to know if you already have enough, the life cover calculator can help you work out, in 3 easy steps, how much you might need.

Not sure where to start?

Guide to life insurance

Our guide to the basics - things you need to know before deciding to buy life insurance.

Book an appointment with a trained adviser

  • We'll take the time to understand your situation - where you are and where you're heading.
  • You'll get clear straightforward advice to help you meet your financial goals.
  • We'll make you aware of all fees and charges that relate to our service.
  • We'll advise and make a recommendation for you only after we have assessed your needs.

Book online

Use our online booking form to make an appointment with one of our advisers.


Find your local branch

If you'd prefer to pop in to your local branch and make an appointment face to face, use the branch finder below to find the branch closest to you.

Give us a call

You can make an appointment by calling us on 0800 328 78 12.
Mon to Fri: 8.30am - 7.30pm. 
Sat: 9am - 12.30pm.

M&S E-Giftcard

*Get a £70 M&S E-Gift Card

*Enjoy £70 to spend at M&S, on us. The offer is limited to one e-gift card per person and two per household. Once you have paid three consecutive monthly premiums by Direct Debit from the policy’s start date or after three months if you have paid annually, Nationwide will arrange for a third party to send you a £70 M&S e-gift card (which may take 30 working days to arrive from that date). Details of how to redeem your e-gift card will be sent to your email address. Where we have no valid email address, details on how to redeem your e-gift card will be sent to the postal address registered on your policy. In the event that you've no access to the internet, a physical M&S gift card will be sent to the postal address registered on your policy upon request. We will only share your contact details (which include your address) with the third party so that they can send you the e-gift card; your details won't be used for any other purpose.

We reserve the right to vary and/or withdraw this offer without notice.

M&S is not a sponsor of this promotion. May be used to purchase goods of a higher price than the amount on the card, on payment of the difference. Cannot be exchanged for cash or used to pay for M&S Bank services, products or outstanding card balances, made to measure shirts, personalised cards or M&S energy or to buy another gift card or e-gift card. Can be used in all M&S stores in the UK and Channel Islands, including outlet, railway, motorway and airport stores but not in BP Connect stores. Are valid for 24 months from the last transaction (transactions include balance enquiries). Any remaining balance will be cancelled on expiry of the validity period. Cannot be returned or refunded, except in accordance with your legal rights, for example in the event they are not satisfactory quality. Should be treated as cash, M&S will not accept liability if lost, stolen or damaged.