What's Income Protection Benefit?

What are your options?

Important information

Important information

State benefits

If you receive any employment related non-means tested state benefits (e.g. contributory Employment and Support Allowance (ESA), Statutory Sick Pay) and when it is added to your monthly benefit, that amount exceeds the maximum benefit limits, then Legal & General will reduce the benefit they pay you by the difference.


The present tax-free treatment of the plan benefits may change. The information provided is based on Nationwide's understanding of current tax rules, legislation and HM Revenue and Customs practice, all of which may change.

Calls to the helpline

Calls may be recorded and monitored for training and/or quality purposes.

Other information

Income protection is brought to you by Nationwide and provided by Legal & General who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Terms and conditions

This site provides only a very brief guide to income protection available through Nationwide. All information is provided as at October 2015 and may change. 

You'll find details of the standard cover and exclusions in the Key Features Document. You can ask for a copy at any Nationwide Branch. Non-standard terms may apply, depending on your circumstances.

You need to apply for income protection, arranged through Nationwide, and cover is provided only if you are accepted.

Your right to change your mind

When you receive your policy documents, you will have 30 days to examine them in detail, during which time you may cancel and receive a refund of any premiums paid. If you cancel your policy at a later stage, you will not get any money back.

Interested? Find out how to apply

You may also be interested in...

Life insurance

With life insurance you can take steps to make things easier for your family if you die during the length of the policy.

Mortgage life insurance

With mortgage life insurance you'd know that the cover could help pay off the mortgage if you died during the length of the policy.

How to apply