Life insurance

Critical Illness Cover

Get a Quote

It's easy to apply for life insurance

Just follow these simple steps and your cover could start today...

  • Read the important documents relating to this cover
  • Choose whether you also want to add Critical Illness Cover and/or waiver of premium at an additional cost
  • Get a quote and start your application by selecting the 'Quote & apply' button below.

When you apply online

  • You need to be comfortable that the term, amount and benefits of the policy meet your needs. If you would like advice before you make your decision, please contact your nearest branch to arrange to see one of our Financial Planning Managers
  • You'll need to answer a number of questions regarding your health and medical history. Depending on your circumstances, you may be able to start your cover straight away
  • You'll need your bank details to hand as you will need to complete a direct debit instruction.

Before you proceed with the Legal & General application form please check that all documents can be printed and/or saved, and that you can clearly read all information on the device you are using.

By clicking on the Quote & apply button below, to complete your application, you will be transferred to the Legal & General website.
There, you will be asked to select a product type. You may also be presented the option to include Critical Illness Cover.

M&S E-Giftcard

*Get a £70 M&S E-Gift Card

*Enjoy £70 to spend at M&S, on us. The offer is limited to one e-gift card per person and two per household. Once you have paid three consecutive monthly premiums by Direct Debit from the policy’s start date or after three months if you have paid annually, Nationwide will arrange for a third party to send you a £70 M&S e-gift card (which may take 30 working days to arrive from that date). Details of how to redeem your e-gift card will be sent to your email address. Where we have no valid email address, details on how to redeem your e-gift card will be sent to the postal address registered on your policy. In the event that you've no access to the internet, a physical M&S gift card will be sent to the postal address registered on your policy upon request. We will only share your contact details (which include your address) with the third party so that they can send you the e-gift card; your details won't be used for any other purpose.

We reserve the right to vary and/or withdraw this offer without notice.

M&S is not a sponsor of this promotion. May be used to purchase goods of a higher price than the amount on the card, on payment of the difference. Cannot be exchanged for cash or used to pay for M&S Bank services, products or outstanding card balances, made to measure shirts, personalised cards or M&S energy or to buy another gift card or e-gift card. Can be used in all M&S stores in the UK and Channel Islands, including outlet, railway, motorway and airport stores but not in BP Connect stores. Are valid for 24 months from the last transaction (transactions include balance enquiries). Any remaining balance will be cancelled on expiry of the validity period. Cannot be returned or refunded, except in accordance with your legal rights, for example in the event they are not satisfactory quality. Should be treated as cash, M&S will not accept liability if lost, stolen or damaged.