What's life insurance?

Life insurance 

It's only natural to worry about what would happen to your partner or your family if you weren't around any more. But with life insurance you can take steps to make things easier for them if the worst ever did happen.

With life insurance, you pay an annual or monthly premium - from just £6 per month - to help ensure your family get a cash lump sum to use how they please if you die during the term of the policy. The cash lump sum remains at the same level throughout the policy unless you choose to change it.

This is not a savings or investment product and has no cash value unless a valid claim is made. Please refer to the Key Features Document for details, exclusions and limitations that apply.

More about our life insurance cover ...

Add Critical Illness Cover

You'll be helping to financially protect your family if you were diagnosed with one of our specified critical illnesses during the term of the policy (available for additional premium).

Early Days Advance Payment

A payment of up to £5,000, to help bring some early financial relief while the full claim is processed.

Waiver of premium

Cover yourself if you can't work. This benefit pays your premium after 26 weeks if you become too ill or incapacitated due to sickness or injury to carry out your normal occupation (available for an additional premium).

Flexible options to suit your needs

You choose how long the cover lasts for, and how much your family could receive on your death during the term of the policy and you can change your cover in the future (this may affect the premiums you pay and may be subject to medical underwriting).

Premiums from £6

Premiums start from just £6 a month - depending on your personal circumstances.

Quote and apply online

You can take out cover right now using our simple online application form (subject to acceptance).

You may also be interested in...

Mortgage life insurance

With mortgage life insurance you'd know that the cover could help pay off the mortgage if you died during the term of the policy.

Income Protection Benefit

If you can't work due to incapacity caused by injury or an illness, income Protection Benefit may be able to cover your monthly living costs.

Critical Illness Cover

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