Features & benefits

Life insurance 

It's only natural to worry about what would happen to your partner or your family if you weren't around any more. But with life insurance you can take steps to make things easier for them if the worst ever did happen.

With life insurance, you pay a monthly premium - from just £6 per month - to help ensure your family get a cash lump sum to use how they please if you die during the length of the policy. (you can also pay annually) The cash lump sum remains at the same level throughout the policy unless you choose to change it.

This is not a savings or investment product and has no cash value unless a valid claim is made. Please refer to the Key Features Document for details of the terms and conditions, exclusions and limitations that apply.

Key features of our Life insurance cover ...

Add Critical Illness Cover

For an additional cost and you'll be helping to financially protect your family if you were diagnosed with on of our specified critical illnesses during the length of the policy.

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Early Days Advance Payment

A payment of up to £5,000, to help bring some early financial relief while the full claim is processed. 

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Extra cover options

Pay a little extra to cover yourself if you can't work. This benefit pays your premiums if you become too ill to carry out your normal occupation for 26 weeks or more due to incapacity caused by illness or injury.

Flexible options to suit your needs

You choose how long the cover lasts for, and how much your family could receive on your death during the length of the policy and you can change your cover in the future. (this may affect the premiums you pay and may be subject to medical underwriting)

Free access to Healthy Living

An innovative online tool that enables you to assess, monitor and improve your health. You can choose to join this when your policy starts

Premiums from £6

Premiums start from just £6 a month

Quote and apply online

You can take out cover right now using our simple online application form (subject to acceptance)

Defaqto Five Star logo

Defaqto 5 star

When you take out Life insurance, you'll benefit from a product which has been rated 5 Star by Defaqto, the independent financial research and software company. This means you can be confident that you're getting one of the highest quality offerings in the market, providing quality cover and includes a comprehensive range of features and benefits.

You may also be interested in...

Mortgage life insurance

With mortgage life insurance you'd know that the cover could help pay off the mortgage if you died during the length of the policy.

Critical Illness Cover

Critical illness could happen to any one of us. If it does, Critical Illness Cover could help to minimise the financial impact on you and your loved ones.

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