Features and benefits

Cover options

Quote & apply

It's easy to apply for Life and Critical Illness insurance

Just follow these simple steps and your cover could start today...

  • Read the important documents relating to this cover
  • Choose whether you also want decreasing or level cover
  • Choose whether you also want to waiver of premium at an additional cost
  • Get a quote and start your application by selecting from the options below

When you apply online

  • You need to be comfortable that the term, amount and benefits of the policy meet your needs. If you would like advice before you make your decision, please contact your local branch to arrange so see one of our Financial Planning Managers.
  • You'll need to answer a number of questions regarding your health and medical history. Depending on your circumstances, you may be able to start your cover straight away.

You'll need your bank details to hand as you will need to complete a direct debit instruction.

By clicking 'Quote & apply' we will take you to the Legal & General application form

To apply, first choose a product:

Mortgage Life & Critical Illness Cover

A cash lump sum to pay off all or some of your mortgage in the event of death or diagnosis of a critical illness.

Every five years, your premiums and level of cover will be reviewed to make sure your premiums are sufficient to provide the level of cover you need.

  • Your health is not a factor at a review
  • Your premiums and level of cover may vary.

When you apply online, you need to be comfortable that the term, amount and benefits of the policy meet your needs. If you would like advice before you make your decision, please contact your local branch to arrange so see an adviser.

These links will take you to the Legal & General application form

A cash lump sum to pay off all or some of your mortgage in the event of death or diagnosis of a critical illness.

Your payments and your level of cover will stay the same throughout the length of the plan unless you alter your plan, so you know exactly how much you’re paying.

When you apply online, you need to be comfortable that the term, amount and benefits of the policy meet your needs. If you would like advice before you make your decision, please contact your local branch to arrange so see an adviser.

These links will take you to the Legal & General application form

Life & Critical Illness Cover

A cash lump sum to help your family manage financially in the event of your death or diagnosis of a critical illness.

Every five years, your premiums and level of cover will be reviewed to make sure your premiums are sufficient to provide the level of cover you need.

  • Your health is not a factor at a review
  • Your premiums and level of cover may vary.

When you apply online, you need to be comfortable that the term, amount and benefits of the policy meet your needs. If you would like advice before you make your decision, please contact your local branch to arrange so see an adviser.

These links will take you to the Legal & General application form

A cash lump sum to help your family manage financially in the event of your death or diagnosis of a critical illness.

Your payments and your level of cover will stay the same throughout the length of the plan unless you alter your plan, so you know exactly how much you’re paying.

When you apply online, you need to be comfortable that the term, amount and benefits of the policy meet your needs. If you would like advice before you make your decision, please contact your local branch to arrange so see an adviser.

These links will take you to the Legal & General application form