Cover options

Nationwide home insurance could cover more than you think...

Home insurance offer terms & conditions

Introductory 25% discount when you buy online. Plus an extra 20% introductory discount when buying new combined buildings and contents cover at the same time for the same property.

  1. Discounts applied consecutively from your individual premium and do not apply to Home Emergency or Legal Assistance Cover. The premium quoted will be inclusive of the discount that you are entitled to.
  2. If you cancel either your buildings or contents insurance within 12 months of purchasing a combined insurance policy, Nationwide and U K Insurance Limited reserve the right to remove the combined discount for the remaining period of cover.
  3. Nationwide and U K Insurance Limited reserve the right to withdraw these offers at any time.
  4. All discounts are subject to minimum premiums.

Choose from 2 levels of cover.

Home Insurance

Our highest level of cover with extra benefits as standard.

  • Unlimited buildings cover for eligible properties
  • £100,000 contents sum insured (can be increased) Find out how much cover you need

  • Buildings and contents accidental damage, including damage caused by pets
  • Matching items cover
  • Cover for personal possessions outside the home (e.g. mobile, laptop, clothing, bags, bicycle)

Home Insurance Essentials

Our standard level of cover for your home and belongings.


  • £1,000,000 buildings insurance cover
  • £50,000 contents sum insured (can be increased) Find out how much cover you need

  • Optional accidental damage and personal possessions cover (can be added for an additional premium)
  • Theft and loss of keys (up to £500)
  • Cost of fixing the damage caused to trace and access a leak (up to £5,000)

Additional cover options

Personalise your cover to suit your needs with additional cover options like:

Why choose us for home insurance?

  • No Claim Discount of up to 35% on contents and up to 10% on buildings policies for customers who have been claim free for 5 years
  • Option to protect the No Claim Discount (for an additional premium) for customers with a No Claim Discount of 5 years or over
  • Alternative accommodation cost covered as standard in events like storm, fire or flooding (Limits apply)
  • UK based call centres
  • 24 hour Home Emergency helpline

Who provides this insurance?

Nationwide buildings and contents insurance is underwritten and administered by U K Insurance Limited.
Home Emergency and Legal Assistance are underwritten by DAS Legal Expenses Insurance Company Limited.

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What we cover

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