Cover options

Insure your home and what's in it with our home insurance

Get a quote online in a matter of minutes.

Not sure how much cover you need? Work it out using our contents calculator.

Need to make a claim?

Two levels of cover to choose from

Home Insurance Essentials
our standard level of cover 
Home Insurance
our highest level of cover
Buildings sum insured £1,000,000 
Contents sum insured
Personal possessions Optional
Matching sets & suites No Yes
Digital information Fallback Text £1,000
Accidental damage
Accidental damage by pets

Personal possessions

Cover things that you take away from the home, such as your mobile phone, watch or jewellery.

Matching sets & suites

If the damaged item is part of a set or suite and it can't be repaired or replaced, we'll cover the cost of replacing the matching items, too. This is particularly handy when it comes to bathroom suites and sofas.

Digital information

We'll replace things you've bought and downloaded online, including music, films and games.

Want to personalise your cover? Find out about our additional cover options.

*Get a £50 Gift Certificate

Enjoy £50 to spend at, on us. The £50 Gift Certificate offer is available if you meet our main current account customer eligibility criteria** and buy a new combined buildings and contents policy directly from Nationwide in branch, over the phone or online. To qualify for this offer online you must enter the code ‘AMA5014’ into your quote and buy directly through gift certificate image

A third party will email the Certificate code to you using the email address you provide during your quote, within 4 months of your policy coming into force, providing your policy is not cancelled. If your email doesn’t work, you will receive your Certificate in the post. We’ll only share your contact details (which will include the address you gave us) with the third party so that they can send you the Certificate; they won’t be used for any other purpose. We reserve the right to vary and/or withdraw this offer without notice.

**Eligibility criteria:

To qualify as a Nationwide main current account customer, you must:

  1. Hold a FlexOne account and be aged 18 or over, or hold a FlexAccount with a Visa debit card (not cash card or cash card+) and have:
    1. Been paying in £750+ a month for the last 3 months (excluding internal transfers);
    2. Completed an account switch to us (from a non-Nationwide account) using our Current Account Switch Team in the last 4 months; or 
  2. Hold a FlexDirect or FlexPlus account

Why choose us for home insurance?

  • No Claim Discount of up to 35% on contents and up to 10% on buildings policies for customers who have been claim free for 5 years. Minimum premiums apply.
  • Option to protect the No Claim Discount (for an additional premium) for customers with a No Claim Discount of 5 years or over
  • Alternative accommodation cost covered as standard in events like storm, fire or flooding (Limits apply)
  • UK based call centres
  • 24 hour Home Emergency helpline

Who provides this insurance?

Nationwide buildings and contents insurance is underwritten and administered by U K Insurance Limited.
Home Emergency and Legal Assistance are underwritten by DAS Legal Expenses Insurance Company Limited. The legal advice service is provided by DAS Law Limited and/or a preferred law firm on behalf of DAS.

Get a home insurance quote online in under 10 minutes is not a sponsor of this promotion. Gift Certificates ("GCs") may be redeemed on the website towards the purchase of eligible products listed in our online catalogue and sold by or any other seller selling through GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account. is not responsible if a GC is lost, stolen, destroyed or used without permission. See for complete terms and conditions. GCs are issued by Amazon EU S.à r.l. All Amazon ®, ™ & © are IP of, Inc. or its affiliates.

What we cover

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