What's FlexOne?

If you're 11 to 17, opening your first bank account can seem scary. It doesn't have to be.

Life can be complicated. That’s why we’ve created FlexOne – our straightforward current account for teenagers and young people.

FlexOne has everything you need. Plus a bit more.

A choice of two cards

Choose from a cash card or debit card. Whatever’s best for you.

Manage your money on the move

Check your balance at home or on the go with text alerts, mobile and internet banking.

No fees or charges

With FlexOne, we don't charge you anything for using your account.

Make the most of your money 

Our FlexOne account earns you monthly interest of 1% AER/gross p.a. (variable) on balances up to £1,000.

Access to FlexOne Regular Saver

Access to our FlexOne Regular Saver – a savings account with a top rate, exclusive to FlexOne customers.

Mobile payments

You can make payments with your Nationwide debit cards using Apple Pay and Android Pay™ anywhere that contactless payments are accepted.†

FlexOne Film Card offer*

Get 25% off at Vue Cinemas. 12 months cinema reward for You + One other (The FlexOne Film Card offer will be withdrawn on 6 October 2016. The FlexOne account must be fully opened before this date if you want to benefit from this incentive.). Terms & conditions apply.

*The FlexOne Film Card will no longer be offered as part of the FlexOne current account from 6 October 2016, for further information please see the full terms and conditions.

† Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher.
Apple Pay is a trademark of Apple Inc.
Android Pay is a trademark of Google Inc.

Did you know?

Nationwide Education (This link will open in a new window) has hundreds of resources for young people, parents and teachers on money, careers, safety and sustainability.

FSCS logo

Financial Services Compensation Scheme

Protecting your money

Find out more

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.

How FlexOne works

Choosing your card

Managing your FlexOne

How to apply