Features & benefits

Rates, fees & overdrafts

Managing your account

How to apply

Applying for a FlexDirect account is quick & easy

Start by telling us who you are:

I'm new to Nationwide

Looking to switch your current account to us?

It's easy, just look out for the 'Account Switch Service' under the 'account options' section of the application. You'll need to give us...

  • The name of your current bank/ building society
  • Your account number
  • Your sort code

Then specify the date you want your account transferred and we'll look after the rest.

Applying online is easy...
  • It only takes about 10 minutes
  • We'll give you an instant decision
  • Joint accounts are available
  • Option to switch your Direct Debits, standing orders and bill payments to us. Find out ​about switching

To make your application as quick as possible, you'll need your address details for the last 3 years handy and also your employer's address if you're employed. (If you can't remember an address you can always find it using the Royal Mail address finder (This link will open in a new window) (This link will open in a new window) (This link will open in a new window) (This link will open in a new window) (This link will open in a new window).)

Important: If you're applying for a new account and want to switch to us at the same time, please consider postage times, holidays etc. when choosing the date you want your switch to complete on, especially if you also want your old account closed once your new account is open. If you ask us to close your old account your existing card will be cancelled on the completion date and you’ll need to use your Nationwide card from that date onwards.

I'm an existing customer
  • Use the button below to log-in for an even shorter application form
  • Option to switch your Direct Debits, standing orders and bill payments to us. More about switching.

If you're upgrading from FlexAccount to FlexDirect, the travel insurance and promotional offers that come with your FlexAccount will stop when you upgrade to FlexDirect. The way your overdraft is charged will also change. Please make sure you understand these important points before you upgrade.

  • Use the button below to log-in for an even shorter application form 
  • Option to switch your Direct Debits, standing orders and bill payments to us. More about switching.

Important: If you're applying for a new account and want to switch to us at the same time, please consider postage times, holidays etc. when choosing the date you want your switch to complete on, especially if you also want your old account closed once your new account is open. If you ask us to close your old account your existing card will be cancelled on the completion date and you’ll need to use your new Nationwide card from that date onwards.

  • It only takes about 10 minutes to apply for a new FlexDirect account
  • We'll give you an instant decision
  • Option to switch your Direct Debits, standing orders and bill payments to us. Find out about switching.

To make your application as quick as possible, you'll need your address details for the last 3 years handy and also your employer's address if you're employed. (If you can't remember an address you can always find it using the Royal Mail address finder.)

Important: If you're applying for a new account and want to switch to us at the same time, please consider postage times, holidays etc. when choosing the date you want your switch to complete on, especially if you also want your old account closed once your new account is open. If you ask us to close your old account your existing card will be cancelled on the completion date and you’ll need to use your new Nationwide card from that date onwards.

Upgrading to FlexDirect

If you're an existing FlexAccount customer, please call the number below. We'll ask you to set some online banking details as part of your application.

To make your application as quick as possible, you'll need your address details for the last 3 years handy and also your employer's address if you're employed. (If you can't remember an address you can always find it using the Royal Mail address finder.)

If you're upgrading from FlexAccount to FlexDirect, the travel insurance and promotional offers that come with your FlexAccount will stop when you upgrade to FlexDirect. The way your overdraft is charged will also change. Please make sure you understand these important points before you upgrade.

Call 0800 121 6943

We're open Mon to Fri 8am-8pm, Sat & Sun 9am-5pm

Current Account Switch Guarantee logo

Switch your current account to us in just 7 working days

See how it works - Switch your current account to us in just 7 working days
FSCS logo

Financial Services Compensation Scheme

Protecting your money

Find out more - Financial Services Compensation Scheme