Features and benefits

Managing your account

How to apply

This account is only available if you are not eligible for any of our other current accounts, you are bankrupt or don’t have a current account in the UK.

To be eligible for FlexBasic

  • you must be 18 years old or over
  • you don't qualify for one of our other current accounts
  • you don't have a UK bank account elsewhere, or
  • you are bankrupt.

If you're not eligible for FlexBasic

If you’re not eligible, view our standard accounts and the features they offer, to see whether those features could work for you depending on whether you are interested in:

  • in credit interest
  • a cheque book 
  • an overdraft facility (subject to approval)
  • insurance benefits.

If you are bankrupt or being made bankrupt:

  • If you are bankrupt, you will not be able to complete an application for a FlexBasic account online - please call our dedicated call centre on 0800 30 20 10, where one of our staff members can help you apply.
  • If you wish to open a FlexBasic account because you are being made bankrupt, you should wait until the bankruptcy order has been made before opening the account.

Apply for FlexBasic

Start by telling us who you are:

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Financial Services Compensation Scheme

Protecting your money

Find out more
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Not living in the UK?

If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

Find out more