Features and benefits

The Select Credit Card

With the Select Credit Card you could be rewarded with:

0% for 12 months* on balance transfers

Balance transfers at 0% must be completed within the first 3 months of account opening

No balance transfer fee

Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)

0% for 12 months on purchases

Introductory rate applies from the date the account is opened


Unlimited cashback- 0.5% on all your sterling purchases Cashback


To earn cashback, you must maintain a main current account relationship with us: this means you must continue to credit at least £750 a month (excluding transfers from any Nationwide account held by you or anyone else) into your FlexAccount or FlexOne account every month, or hold a FlexStudent account and have paid in £1,500 in at least 2 transactions in the last 12 months; or hold any other current account (excluding FlexBasic) with us. Sterling purchases only (balance transfer, cash advances and payment protection insurance premiums are excluded).

Using your card abroad

Unlimited commission-free purchases abroad with a Nationwide Select Credit Card

Access to exclusive cashback offers

When you're shopping online and on the high street, with Simply Rewards

No annual fee

Contactless payments

You can make contactless payments with your Nationwide credit card, or by using Apple Pay, Android Pay™ or Samsung Pay anywhere that contactless payments are accepted.†

*Introductory rate applies from the date the balance transfer is applied to the account. Balance transfers at 0% with no fee must be made within 3 months of account opening, each transfer after this time will be subject to a 2.4% (minimum £5) fee, and your standard interest rate. Nationwide reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Are you eligible for our Select Credit Card?

Our credit cards are just for members. You're a member when you have a current account, mortgage or savings account with us.
Find out more about membership.

To apply for our Select Credit Card you must be a main current account customer, this means you either:

  1. Hold a FlexOne account and be aged 18 or over, or hold a FlexAccount and:
    1. have been paying in £750+ a month for the last 3 months (excluding transfers from any Nationwide account held by you or anyone else);
    2. completed an account switch to us (from a non-Nationwide account) using our Current Account Switch Team in the last 4 months; or
  2. Hold a FlexStudent account and have paid in £1,500 in at least 2 transactions in the last 12 months; or
  3. Hold a FlexDirect or FlexPlus account

In order to earn cashback you must remain a main current account customer. All credit cards are subject to status. You must be 18 or over.

Don't have a Nationwide current account yet?

You can apply for a Credit Card and open a current account at the same time. If you qualify as a Nationwide main current account customer you'll also be eligible for our other Flexclusive offers.

Find out more about our range of current accounts.

Credit cards are available to those aged 18 or over (UK residents only), are subject to circumstances and a minimum income of £5,000 per year.

† Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher.
Apple and Apple Pay are trademarks of Apple Inc., registered in the US and other countries
Android Pay is a trademark of Google Inc.
Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.

Rates & details

Credit card calculator

Managing your card

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