Features and benefits

The Nationwide Select Credit Card

As a Nationwide main current account customer** you could benefit from our best offers with our Select Credit Card (eligibility criteria applies). Balance transfers at 0% must be made within 3 months from account opening. For more information and to see if you can save, see the features below.

With the Nationwide Select Credit Card you could benefit from:

0% on balance transfers

0% on balance transfers for 26 months* (2.4% balance transfer fee applies - min £5).

0% on purchases

We'll give you 0% on purchases for 15 months*

Using your card abroad

Unlimited commission-free purchases abroad with a Nationwide Select Credit Card.


Unlimited cashback- 0.5% on all your sterling purchases. Cashback


Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).To earn cashback, you must maintain a main current account relationship with us: This means you must continue to credit at least £750 a month (excluding internal transfers) into your FlexAccount, or hold any other current account (excluding Cash Card Account).

Protection from fraud

Our Fraud Guarantee gives you 24/7 account monitoring and the latest card protection technology.

Apple Pay

You can make payments with your Nationwide credit card using Apple Pay anywhere that contactless payments are accepted.†

*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 2.4% (minimum £5). Nationwide reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

A Nationwide Select Credit Card also gives you:

  • Award winning online banking
  • Paperless statements, online only statements 24/7
  • Works with Apple Pay
  • Withdrawal of up to £500 cash per day from our ATM network
  • Access to close to 700 UK wide branches in an emergency

† Available on selected Apple devices only. 

 Apple Pay is a trademark of Apple Inc.

An award-winning card...

Are you eligible for our Select Credit Card?

**To apply for our Nationwide Select Credit Card you must be a main current account customer. This means you either:

1. Hold a FlexOne account and be aged 18 or over, or hold a FlexAccount with a Visa debit card (not cash card or cash card+) and: 

  • Have been paying in £750+ a month for the last 3 months (excluding internal transfers); or
  • Complete an account switch to us (from a non-Nationwide account) using our Current Account Switch Team in the last 4 months; or

2. Hold a FlexDirect or FlexPlus account. 

In order to earn cashback you must remain a main current account customer.

Don't have a Nationwide current account?

You can apply for a Credit Card and open a current account at the same time. If you qualify as a Nationwide main current account customer you'll also be eligible for our other Flexclusive offers.

Find out more about our range of current accounts.

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The Nationwide difference

Everything we do is underpinned by our core values of transparency, fairness and security.

Choose a current account

Not a main current account customer? See if you we have a current account that suits you

Credit cards are available to those aged 18 or over and are subject to your circumstances. Nationwide building society subscribes to the Lending Code. For more information on the Lending Code please visit www.lendingstandardsboard.org.uk

Rates & details

See if you can save

Using your card abroad

Apply online