Features and benefits

The Nationwide Select Credit Card

As a main current account customer** you could benefit from our best offers with our Select Credit Card (eligibility criteria applies). Balance transfers at 0% must be made within 3 months from account opening. For more information and to see if you can save, see the features below.

With the Nationwide Select Credit Card you could benefit from:

0% on balance transfers

0% on balance transfers for 26 months* (2.4% balance transfer fee applies - min £5).

0% on purchases

We'll give you 0% on purchases for 15 months*

Using your card abroad

Unlimited commission-free purchases abroad with a Nationwide Select Credit Card.


Unlimited cashback- 0.5% on all your sterling purchases. Cashback


Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).To earn cashback, you must maintain a main current account relationship with us: This means you must continue to credit at least £750 a month (excluding internal transfers) into your FlexAccount, or hold any other current account (excluding Cash Card Account).

Protection from fraud

Our Fraud Guarantee gives you 24/7 account monitoring and the latest card protection technology.

Access to exclusive rewards

A great range of savings on big brands, with Simply Rewards.

*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 2.4% (minimum £5.00). If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.
Credit cards are available to those aged 18 or over and are subject to your circumstances.

An award-winning card...

Are you eligible for our Select Credit Card?

**To apply for our Nationwide Select Credit Card you must be a main current account customer. This means you either:

1. Hold a FlexOne account and be aged 18 or over, or hold a FlexAccount with a Visa debit card (not cash card or cash card+) and: 

  • Have been paying in £750+ a month for the last 3 months (excluding internal transfers); or
  • Complete an account switch to us (from a non-Nationwide account) using our Current Account Switch Team in the last 4 months; or

2. Hold a FlexDirect or FlexPlus account. 

In order to earn cashback you must remain a main current account customer.

Don't have a Nationwide current account?

You can apply and open a current account and credit card at the same time; apply to be a Nationwide main current account customer and you'll be able to make the most of our Flexclusive offers.

Find out more about our range of current accounts.

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The Nationwide difference

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Nationwide building society subscribes to the Lending Code. For more information on the Lending Code please visit www.lendingstandardsboard.org.uk (This link will open in a new window).

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Rates & details

Managing your card

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