Our cards

Two cards, five great credit card offers from Nationwide

Want to transfer a balance from another card? Want to spend without paying interest? Whatever your credit card needs, we could have a card to suit you. What's more, if you're a Nationwide main current account customer you can benefit from our best card, the award-winning Select Credit Card.

Balance Transfers at 0% must be made within 3 months from account opening. Credit cards are available to those aged 18 or over and are subject to circumstances.

Compare our cards

Our combined purchase and low balance transfer fee offer

Nationwide Select Credit Card

Representative example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

  • Exclusively for our main current account customers.

     

  • 0% for 15 months on balance transfers* Balance transfers at 0% must be completed within the first 3 months of account opening.
  • 0.55% balance transfer fee (minimum £5)

    Balance transfer fee of 0.55% applies for the first 3 months of account opening, after which time it will revert to 2.4%.

  • 0% on purchases for 15 months* Spread the costs of purchases at 0%.
  • Earn 0.5% unlimited cashback Earn 0.5% unlimited cashback on all purchases in pounds sterling.
  • Unlimited commission- free purchases abroad

    Find out what commission-free purchases abroad means for you.

  • No annual fee
  • Fraud guarantee Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology

*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 0.55% (minimum £5.00). Balance transfer fee of 0.55% applies for the first 3 months of account opening, after which time it will revert to 2.4%. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Our longest combined balance transfer and purchase offer

Nationwide Select Credit Card

Representative example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

  • Exclusively for our main current account customers.

     

  • 0% on balance transfers for 26 months** Balance transfers at 0% must be completed within the first 3 months of account opening.
  • 2.4% balance transfer fee Minimum £5.
  • 0% on purchases for 15 months**

    Spread the costs of purchases at 0%.

  • Earn 0.5% unlimited cashback

    Collect 0.5% unlimited cashback on all purchases in pounds sterling.

  • Unlimited commission-free purchases abroad Find out what commission- free purchases abroad means for you.
  • No annual fee
  • Fraud guarantee Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology

**Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 2.4% (minimum £5.00). If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

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Our low fee balance transfer offer 

Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

  • 0% on balance transfers for 15 months*** Balance transfers at 0% must be completed within the first 3 months of account opening.
  • 0.65% balance transfer fee (minimum £5) Balance transfer fee of 0.65% applies for the first 3 months of account opening, after which time it will revert to 2.4%.
  • 0% on purchases for 3 months*** Spread the costs of purchases at 0%.
  • Commission- free allowance

    We'll reward you with a commission- free allowance to use abroad on any purchases in pounds sterling. 

  • No annual fee
  • Fraud guarantee Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology

***Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 0.65% (minimum £5.00). Balance transfer fee of 0.65% applies for first 3 months after account opening, after which time it will revert to 2.4%. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

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Our long term balance transfer offer

Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

  • 0% for 26 months on balance transfers** Balance transfers at 0% must be completed within the first 3 months of account opening.
  • 2.4% balance transfer fee Minimum £5.
  • 0% on purchases for 3 months** Spread the costs of purchases at 0%.
  • Commission- free allowance We'll reward you with a commission- free allowance to use abroad on any purchases in pounds sterling.
  • No annual fee
  • Fraud guarantee Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology

**Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 2.4% (minimum £5.00). If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

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Our purchase offer

Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

  • 0% on purchases for 15 months** Spread the costs of purchases at 0%.
  • Access to exclusive rewards A great range of savings on big brands with simply rewards.
  • Commission- free allowance We'll reward you with a commission-free allowance to use abroad on any purchases in pounds sterling.
  • No annual fee
  •  Fraud guarantee Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology.

**Introductory rates apply from the date the account is opened. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Our combined purchase and low balance transfer fee offer

Nationwide Select Credit Card

Representative example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

  • Exclusively for our main current account customers.

     

  • 0% for 15 months on balance transfers* Balance transfers at 0% must be completed within the first 3 months of account opening.
  • 0.55% balance transfer fee (minimum £5)

    Balance transfer fee of 0.55% applies for the first 3 months of account opening, after which time it will revert to 2.4%.

  • 0% on purchases for 15 months* Spread the costs of purchases at 0%.
  • Earn 0.5% unlimited cashback Earn 0.5% unlimited cashback on all purchases in pounds sterling.
  • Unlimited commission- free purchases abroad

    Find out what commission-free purchases abroad means for you.

  • No annual fee
  • Fraud guarantee Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology

*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 0.55% (minimum £5.00). Balance transfer fee of 0.55% applies for the first 3 months of account opening, after which time it will revert to 2.4%. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Our longest combined balance transfer and purchase offer

Nationwide Select Credit Card

Representative example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

  • Exclusively for our main current account customers.

     

  • 0% on balance transfers for 26 months** Balance transfers at 0% must be completed within the first 3 months of account opening.
  • 2.4% balance transfer fee Minimum £5.
  • 0% on purchases for 15 months**

    Spread the costs of purchases at 0%.

  • Earn 0.5% unlimited cashback

    Collect 0.5% unlimited cashback on all purchases in pounds sterling.

  • Unlimited commission-free purchases abroad Find out what commission- free purchases abroad means for you.
  • No annual fee
  • Fraud guarantee Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology

**Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 2.4% (minimum £5.00). If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

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Text

Link text

Our low fee balance transfer offer 

Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

  • 0% on balance transfers for 15 months*** Balance transfers at 0% must be completed within the first 3 months of account opening.
  • 0.65% balance transfer fee (minimum £5) Balance transfer fee of 0.65% applies for the first 3 months of account opening, after which time it will revert to 2.4%.
  • 0% on purchases for 3 months*** Spread the costs of purchases at 0%.
  • Commission- free allowance

    We'll reward you with a commission- free allowance to use abroad on any purchases in pounds sterling. 

  • No annual fee
  • Fraud guarantee Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology

***Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 0.65% (minimum £5.00). Balance transfer fee of 0.65% applies for first 3 months after account opening, after which time it will revert to 2.4%. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

title

Text

Link text

Our long term balance transfer offer

Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

  • 0% for 26 months on balance transfers** Balance transfers at 0% must be completed within the first 3 months of account opening.
  • 2.4% balance transfer fee Minimum £5.
  • 0% on purchases for 3 months** Spread the costs of purchases at 0%.
  • Commission- free allowance We'll reward you with a commission- free allowance to use abroad on any purchases in pounds sterling.
  • No annual fee
  • Fraud guarantee Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology

**Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 2.4% (minimum £5.00). If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

title

Text

Link text

Our purchase offer

Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

  • 0% on purchases for 15 months** Spread the costs of purchases at 0%.
  • Access to exclusive rewards A great range of savings on big brands with simply rewards.
  • Commission- free allowance We'll reward you with a commission-free allowance to use abroad on any purchases in pounds sterling.
  • No annual fee
  •  Fraud guarantee Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology.

**Introductory rates apply from the date the account is opened. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

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The Card and Payments Awards logo - Winner 2014

Responsible Credit Card Lending

Nationwide won the “Most Responsible Credit Card Lending Practices" award for the 7th year running at the 2014 Card and Payments Awards

Best Online Credit Card provider 2014

Nationwide was named Best Online Credit Card Provider in the 2014 Your Money Direct Awards.

Nationwide building society subscribes to the Lending Code. For more information on the Lending Code please visit www.lendingstandardsboard.org.uk (This link will open in a new window).

Why choose Nationwide?

Responsible lending