Select Credit Card As a main current account customer, you could benefit from our Select Credit Card. 0% on balance transfers for 26 months* (2.4% balance transfer fee applies - min £5). 0% on purchases for 15 months* Earn cashback - collect 0.5% unlimited cashback on any purchases in pounds sterling Unlimited commission-free purchases abroad Our Fraud guarantee gives you 24/7 account monitoring and the latest card protection technology Representative example 15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).