Our cards

As a building society, more of our profits are reinvested for the benefit of our members. Our Nationwide Credit Card gives you 12 months interest free on purchases and balance transfers with no balance transfer fee within the first three months of opening. What’s more, if you’re a main current account customer you can apply for our award-winning Select Credit Card which gives you the same interest free offers on purchases and balance transfers as well as access to further benefits and a better rate.

Exclusively for our main current account customers

The Select Credit Card

Select Credit Card

The introductory offers...

0% on balance transfers for 12 months*

No balance transfer fee*

0% on purchases for 12 months**

*Introductory rates apply from the date the balance transfer is applied to the account. Balance transfers at 0% with no fee must be made within 3 months of account opening, each transfer after this time will be subject to a 2.4% (minimum £5) fee, and your standard interest rate.
**Introductory purchase rates apply from the date the account is opened.


Representative example

15.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

Additional benefits...

Earn 0.5% unlimited cashback

Unlimited commission-free purchases abroad

Access to exclusive rewards

If you're not a main current account customer with us

The Nationwide Credit Card

Nationwide Credit Card

The introductory offers...

0% on balance transfers for 12 months*

No balance transfer fee*

0% on purchases for 12 months**

*Introductory rates apply from the date the balance transfer is applied to the account. Balance transfers at 0% with no fee must be made within 3 months of account opening, each transfer after this time will be subject to a 2.4% (minimum £5) fee, and your standard interest rate.
**Introductory purchase rates apply from the date the account is opened.


Representative example

17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

Additional benefits...

Earn commission-free allowance

Access to exclusive rewards
 

Nationwide reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Credit cards are available to those aged 18 or over (UK residents only), are subject to circumstances and a minimum income of £5,000 per year.

Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit www.lendingstandardsboard.org.uk

Why choose Nationwide?

Responsible lending