Features and benefits

The Nationwide Credit Card

With the Nationwide Credit Card you could benefit from:

0% for 12 months* on balance transfers

Balance transfers at 0% must be completed within the first 3 months of account opening

No balance transfer fee

Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)

0% for 12 months on purchases

Introductory rate applies from the date the account is opened

Using your card abroad

A commission-free allowance to use abroad, which accumulates each time you buy something in pounds sterling.Cashback


Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).

Access to exclusive rewards

When you're shopping online and on the high street, with Simply Rewards

No annual fee

Mobile banking

Our free mobile app lets you check and manage your money on the move, if you're registered for internet banking.

Managing your account online

Log in to check balances, view statements and more.

Contactless payments

You can make contactless payments with your Nationwide credit card, or by using Apple Pay and Android Pay™ anywhere that contactless payments are accepted.†

*Introductory rate applies from the date the balance transfer is applied to the account. Balance transfers at 0% with no fee must be made within 3 months of account opening, each transfer after this time will be subject to a 2.4% (minimum £5) fee, and your standard interest rate. Nationwide reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Credit cards are available to those aged 18 or over (UK residents only), and are subject to circumstances and a minimum income of £5,000 per year.

† Available on selected Apple devices only.

Apple Pay is a trademark of Apple Inc.

Rates & details

Credit card calculator

Managing your card

Apply online