The Select Credit Card

Our credit cards are just for members. You’re a member when you have a current account, mortgage or savings account with us. Find out more about membership.

Our best card, exclusively for members with a main current account.

No Interest. No hassle.

Select Credit Card

Representative example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

  • 0% on balance transfers for 12 months*

    Balance transfers at 0% must be completed within the first 3 months of account opening

  • No balance transfer fee Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)
  • 0% on purchases for 12 months

    Introductory rate applies from the date the account is opened

  • Earn 0.5% unlimited cashback

    Collect 0.5% unlimited cashback on all purchases in pounds sterling

  • Unlimited commission-free purchases abroad Find out what commission- free purchases abroad means for you

Representative example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

*Introductory rate applies from the date the balance transfer is applied to the account. Balance transfers at 0% with no fee must be made within 3 months of account opening, each transfer after this time will be subject to a 2.4% (minimum £5) fee, and your standard interest rate. Nationwide reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Not a main current account customer?

You can still get a great deal with our Nationwide Credit Card17.9% APR representative (variable), you can also earn commission-free purchases abroad. Alternatively, see if you can become a main current account customer by choosing one of our current accounts.

Credit cards are available to those aged 18 or over (UK residents only), and are subject to circumstances and a minimum income of £5,000 per year.