Features and benefits

The Nationwide Credit Card long term Balance Transfer offer

If you're looking for a fresh start our long term balance transfer offer could be right for you. For more information and to see if you can save, see the features below. Balance transfer fee of 2.4% applies for the first 3 months of account opening.

With our long term Balance Transfer offer you could benefit from:

0% interest on balance transfers

0% on balance transfers for 26 months* (2.4% balance transfer fee applies - min £5).

0% on purchases for 3 months*

Spread the cost of purchases at 0%.

Mobile banking

Our free mobile app lets you check and manage your money on the move.

Managing your account online

Log in to check balances, view statements and more.

Using your card abroad

A commission-free allowance to use abroad, which accumulates each time you buy something in pounds sterling.Cashback


Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).

Apple Pay

You can make payments with your Nationwide credit card using Apple Pay anywhere that contactless payments are accepted.†

*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 2.4% (minimum £5). Nationwide reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

A Nationwide Credit Card also gives you:

  • Award winning online banking
  • Paperless statements, online only statements 24/7
  • Works with Apple Pay
  • Withdrawal of up to £500 cash per day from our ATM network
  • Access to close to 700 UK wide branches in an emergency

† Available on selected Apple devices only. 

 Apple Pay is a trademark of Apple Inc.

An award-winning card...

You may also be interested in...

Our current accounts

See why more than 4 million people have chosen Nationwide as their main current account provider.

Understanding loans and credit

Looking to borrow money? Understand the basics about loans, from where you can borrow money to how APR works.

Credit cards are available to those aged 18 or over and are subject to your circumstances. Nationwide building society subscribes to the Lending Code. For more information on the Lending Code please visit www.lendingstandardsboard.org.uk

Rates & details

See if you can save

Managing your card

Apply online