As a building society, we don't have any shareholders, we're owned by you.
That means we have a responsibility to you, our customers, to be open and honest, to treat you fairly, and to be safe and secure.
These principles affect every thing we do. The way we lend money is no exception.
That's why we are committed to being a responsible lender. This page tells you about our approach, whether you want a mortgage, personal loan, credit card or an overdraft. It also outlines what we ask of you in return. If you have any queries, please don't hesitate to ask.