Exclusive offers for current account customers

For a limited period only, we're offering 90% mortgages exclusively to our main FlexAccount holders.

This offer is available for:

First time buyers
New Nationwide mortgage customers moving home
Existing Nationwide mortgage customers moving home

The offer is available in branch only from 30 October 2009 and may be withdrawn at any time. Terms and conditions apply. This offer is not available through agency branches.

Visit your local branch or call 0800 055 6185 to make an appointment.

Want to see your monthly repayment amounts based on our exclusive 90% mortgage?

You can use our mortgage calculator to get an idea of how much your monthly payments might be. Just type in the amount you want to borrow, the mortgage term and your preferred deal type - and our calculator will give you an immediate online mortgage quote estimate.

Use payment calculator

Please note: Any mortgage products reserved on or before 29th April 2009 will revert to the Base Mortgage Rate (BMR). If you choose to switch to a new Nationwide mortgage product, the new product will revert onto our Standard Mortgage Rate (SMR).

Both are variable rates which we may vary in accordance with our mortgage terms and conditions. However, the BMR is guaranteed to be no more than 2% above the Bank of England base rate, whilst the SMR has no upper limit or cap. If you choose to switch to a new product, it is not possible to switch back to the BMR at a later date.

Please note that all mortgages reserved on or before 3rd March 2010 include the option to apply for a payment holiday and borrow back facility. Any mortgages reserved after this date will no longer include these facilities.

Mortgage offer conditions

• This is a limited offer open from 30/10/2009.
• In order to qualify as a main FlexAccount customer you must meet the main FlexAccount eligibility requirements below.
• Mortgages are subject to underwriting and criteria. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
• Borrowing limits apply – please ask for details.
• We may withdraw this offer at any time.

Main FlexAccount eligibility requirements

1. If you are an existing FlexAccount customer you must have a Nationwide Visa debit card and:
   1. have deposited £750 or more per month into your FlexAccount (excluding internal transfers from other Nationwide accounts) for the last 3 months*; or
   2. transfer all your Direct Debits, standing orders and bill payments from an account with another bank or building society to your FlexAccount by using our Account Transfer Service and choosing 'Option A – Transfer all my payments'.
2. If you do not currently have a FlexAccount you must open one and be offered a Visa debit card. You must also ask us to transfer your existing current account (see condition 1b above).
3. If you choose 'Option B - Send me a list to choose from' when asking us to transfer your account using our Account Transfer Service you will not qualify for these offers.
4. These offers are not available if you have, or are offered a Cash Card Account or a FlexAccount with only a chequebook and cash card or cheque guarantee card.
5. If you ask us to delay the start of your account transfer you will not qualify for these offers.
6. If you withdraw your request to carry out an account transfer or if we cannot process your account transfer you will not be eligible for these offers.
7. You must use our Account Transfer Service to transfer your account. If you transfer your Direct Debits, standing orders or bill payments yourself or you do not have any Direct Debits, standing orders or bill payments to transfer to your FlexAccount, you will not qualify for these offers.
8. You can transfer an existing joint account into a joint FlexAccount but only in the same names as the original account. If you want to transfer an existing joint account to a FlexAccount in one name only we will need permission from both account holders to do this. You cannot transfer an existing sole account into a joint FlexAccount.

* The requirement for deposits in the last 3 months does not apply to the 90% mortgage offer. If you have opened a FlexAccount Visa debit card in the last 3 months with a mandated deposit per month of £750 or more (excluding internal transfers from other Nationwide accounts) you may be eligible.