When you reach the end of a fixed or tracker deal, you will automatically move onto either our Base Mortgage Rate (BMR) or Standard Mortgage Rate (SMR), depending on when you reserved your original fixed or tracker deal.
All Nationwide mortgages reserved from April 30 2009 currently move onto our SMR at the end of the fixed or tracker period. Please note that if you switch from the BMR to a new product, it is not possible to switch back to the BMR at a later date.
Both the BMR and SMR are variable rates, which we may vary in accordance with our mortgage terms and conditions. Further details of our BMR and SMR can be found in the table below:
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