Special offers

Cashback

An extra £300 when you really need it

Already have a mortgage with Nationwide? We like to reward our loyal customers, so to say thank you we'll give you £300 cashback when you:

• Move home and take out another Nationwide mortgage, or
• Switch to another Nationwide mortgage when your current offer comes to an end.

How to apply

	Moving Home	Switching at deal end
Online	Apply online	Apply online
In branch
By phone	0800 111 44 10 Mon - Fri: 8am-8pm Sat & Sun: 9am-5pm	08457 30 20 10 Mon - Fri: 8am-8pm Sat: 9am-5pm

Free standard legal and valuation fees when you Remortgage

Cutting the costs of your new mortgage

Want to change your mortgage but worried about the upfront costs? We’d like to help, which is why we will pay your standard legal and standard valuation fees when you remortgage to us from another lender, whichever product you choose from our remortgage range.

See full terms and conditions.

Key Benefits:

• Free standard legal fees

• Free standard valuation report

 

This offer is available to all our remortgage customers on all of our remortgage products.

You can even:

• Borrow extra for almost any purpose, or release funds
• Take a loan of up to 85% of the value of your home (including any additional borrowing)

See full terms and conditions.

How to Apply:

This offer is available online, in branch or by calling us on 0800 111 44 10 (Mon - Fri: 8am-8pm, Sat & Sun: 9am-5pm)

Save to Buy for First Time Buyers

5% deposit mortgage plus potential cashback reward

With Save to Buy, you can apply for a 5% deposit mortgage when you have held your Save to Buy savings account for 6 months or more and have paid in regular deposits. We’ll give you a competitive interest rate on your savings, and the opportunity to earn a lump sum cashback reward once your mortgage has completed, which you can spend on whatever you want, like a new sofa or decorating materials.

Plus, as your cashback reward is linked to the amount you save, greater savings mean greater rewards!

Key Benefits of Save to Buy:

• Access to a 5% deposit mortgage
• Earn as you save for your deposit

• Competitive interest rates

 

Save to Buy features:

Mortgage available with a 5-14.99% deposit (85.01-95% loan to value)

A competitive interest rate. When you come to reserve your Save to Buy mortgage, the interest rate will be the same as the rates we normally reserve for existing mortgage customers moving home. You will also benefit from any other offers available to first time buyers at that time.

A cashback reward. The amount of cashback reward you could earn is linked to the savings balance at the time of the final mortgage application:

• £0 to £2,499 = £0 cashback
• £2,500 to £4,999 = £250 cashback
  
• £5,000 to £9,999 = £500 cashback
• £10,000 + = £1000 cashback

To be eligible to apply for our Save to Buy mortgage:

• You must be over 18 and a First Time Buyer (you have not had a mortgage in the last three years preceding the opening of the account).
• Open our Save to Buy savings account and make a minimum of 9 monthly payments of £50 or more in any consecutive 12 month period. Terms and conditions apply.
• You must apply for the Save to Buy mortgage between 6 months and 3 years of opening your Save to Buy savings account

Please note that opening a Save to Buy savings account does not guarantee acceptance for a Save to Buy mortgage.

Want to find out more?

View details of the Save to Buy savings account

Visit our Savings section to read our FAQs about Save to Buy or download our Save to Buy leaflet

To apply for the Save to Buy savings account:

To open your Save to Buy savings account you will need to visit us in branch and follow these steps:

1. Complete an application form and a standing order form in branch
2. Come with at least £50, appropriate identification and proof of address

To apply for the Save to Buy mortgage:

If you have already held a Save to Buy savings account for 6 months and meet the eligibility criteria to apply for a Save to Buy mortgage, enter your details below to view rates and see what your monthly payments would be:

Our current special offers

Our range of mortgage offers includes a number of money saving features and low upfront costs to help ease the financial burden when you buy a home or switch your current mortgage deal. You can browse through these offers by selecting each of the deals shown above.

What’s more, with over 160 years of mortgage experience, you can be sure you’ll be getting great value and outstanding service when you choose a Nationwide mortgage.

That’s why we’re the mortgage experts.

£500 discount on product fees for First Time Buyers

Helping you onto the property ladder

Buying a home can be expensive - there's more to it than just the price of your property and your monthly payments, and there can be a lot to pay upfront. We want to help, which is why we’re offering First Time Buyers a discount of £500 on the product fee on selected mortgages (a non-refundable £99 upfront booking fee applies).

Key benefits:

• £500 discount on product fees

• Choose from selected fixed or tracker rates

 

This offer is available:

• If you are a First Time Buyer (i.e. you have not had a mortgage in the past 3 years)
• With at least a 15% deposit (85% loan to value) OR
• With a 5 -14.99% deposit (85.01 - 95% loan to value) if you qualify for the Save to Buy mortgage

How to Apply:

This offer is available online, in branch or by calling us on 0800 111 44 10 (Mon - Fri: 8am-8pm, Sat & Sun: 9am-5pm)

Flexible Mortgage

More flexibility - and less to pay upfront

Our Flexible Mortgage is just that - flexible. So, if your circumstances change, your mortgage can adapt with them. What's more, we've reduced the upfront costs, helping you to save money on your mortgage.

Exclusively for FlexAccount customers, the Flexible Mortgage has a range of features that make it easy for you to manage your mortgage, your way.

See full terms and conditions.

Key benefits:

• Competitive 5 year tracker, so you can take advantage of low interest rates now
• Switch your deal when you like: there are no early repayment charges
• Make unlimited overpayments whenever you like, and once you’ve built up a reserve, make underpayments too

• Free standard legal fees - save £686 on a house worth £150,000 when you use our licensed conveyancer
• Free standard valuation report - save £225 on a property worth £150,000

 

How to Apply:

This offer is available online, in branch or by calling us on 0800 111 44 10 (Mon - Fri: 8am-8pm, Sat & Sun: 9am-5pm)