Existing mortgage customers
We offer our best mortgage rates to our existing mortgage customersIf you're an existing mortgage customer you can be confident that we will reward your loyalty by offering you our best rates when the time comes for you to take a new mortgage deal. View full details of our existing mortgage customer offer.
Free standard legal and valuation fees when you remortgage to us Free standard legal and standard valuation fees when you remortgage to us from another lender, whichever mortgage you choose. View full details of our free standard legal and valuation fees offer
Save to Buy mortgage Mortgages with a 5% deposit available when you save with us for a minimum of 6 months. Terms and conditions apply. View full details of our Save to Buy mortgage offer
£500 discount on product fees for first time buyers Reduced product fees on selected fixed and tracker rates. Helping First Time Buyers get on the property ladder. View full details of our £500 discount on product fees
Flexible mortgage Reduced up-front costs and unlimited overpayments with our 5 year tracker mortgage. Built-in flexibility with our 5 year tracker, exclusively for our Flex Account customers. Terms & conditions apply. View full details of our Flexible mortgages.
4 year fixed rate mortgage Whether you are planning for the future or needing to keep to a specific budget, knowing exactly what your monthly repayments will be for the next 4 years could give you the reassurance you need. Plus with low upfront costs, getting that peace of mind could be less expensive than you might think. 4 year fixed rate mortgage.
Home movers Save with us and you could get a 5% deposit mortgage. View full details of our Save to Buy mortgage offer.
We offer our best mortgage rates to our existing mortgage customers, like you. If you're an existing mortgage customer you can be confident that we will reward your loyalty by offering you our best rates when the time comes for you to take a new mortgage deal.
It's just our way of saying thanks for your loyalty.
To be eligible for our best mortgage rates you just need to be an existing Nationwide mortgage customers.
You may be eligible for £100 cashback for switching your deal online
If you're switching to another Nationwide mortgage at the end of your deal and you complete your switch online, you'll receive £100 cashback (eligibility and terms and conditions apply)
0800 111 44 10
Mon - Fri: 8am-8pm Sat & Sun: 9am-5pm
08457 30 20 10
Mon - Fri: 8am-8pm Sat: 9am-5pm
Cutting the costs of your new mortgage
Want to change your mortgage but worried about the upfront costs? We'd like to help, which is why we will pay your standard legal and standard valuation fees when you remortgage to us from another lender, whichever product you choose from our remortgage range.
See full terms and conditions.
This offer is available to all our remortgage customers on all of our remortgage products.
You can even:
This offer is available branch or by calling us on 0800 111 44 10 (Mon - Fri: 8am-8pm, Sat & Sun: 9am-5pm)
Already have a Save to Buy savings account? If you already hold a Save to Buy savings account and are looking for information about the Save to Buy mortgage, you can check your eligibility here. View our mortgage rates
At Nationwide we are committed to helping you buy your first home and our Save to Buy 5% deposit mortgage is yet another example of how we are on your side You can apply for a 5% deposit mortgage when you have held your Save to Buy savings account for 6 months or more and have paid in regular deposits. We’ll give you a competitive interest rate on your savings and the opportunity to earn a lump sum cashback reward of up to £1,000 once your mortgage has completed.
Plus, as your cashback reward is linked to the amount you save, greater savings could mean greater rewards!
Mortgages available with a 5-14.99% deposit (85.01-95% loan to value)
A competitive interest rate on your mortgage.
A cashback reward
The amount of cashback reward you could earn is linked to the savings balance at the time of the final mortgage application:
The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.
Please note that opening a Save to Buy savings account does not guarantee acceptance for a Save to Buy mortgage.
*Please note: the Save to Buy mortgage is only available for a loan to value (LTV) of 85.01-95%. What's loan to value?
As with all mortgages, our Save to Buy mortgages are subject to underwriting and criteria which can change over time.
If you have held a Save to Buy savings account for 6 months and meet the eligibility criteria to apply for a Save to Buy mortgage, enter your details below to view rates and see what your monthly payments would be:
View details, including FAQs for our Save to Buy savings account or ISA
View our Save to Buy mortgage rates
To open your Save to Buy savings account you will need to visit us in branch and follow these steps:
If you’re thinking about moving home, you’ll know how hard it can be to find the moving costs. That’s why we’re giving our members a helping hand. Simply open a Save to Buy account with us and make regular deposits for 6 months or more and you’ll then be able to apply for a 5% deposit mortgage. Your savings will also benefit from a competitive interest rate, plus you could get up to £1,000 cashback after everything’s done and dusted.
A competitive interest rate on your mortgage. When you come to reserve your Save to Buy mortgage, the interest rate will be the same as the rates we normally reserve for existing mortgage customers moving home. You will also benefit from any other offers available to home movers at that time.
Our range of mortgage offers includes a number of money saving features and low upfront costs to help ease the financial burden when you buy a home or switch your current mortgage deal. You can browse through these offers by selecting each of the deals shown above.
What's more, with over 160 years of mortgage experience, you can be sure you'll be getting great value and outstanding service when you choose a Nationwide mortgage.
That's why we're the mortgage experts.
Helping you onto the property ladder
Buying a home can be expensive - there's more to it than just the price of your property and your monthly payments, and there can be a lot to pay upfront. We want to help, which is why we're offering First Time Buyers a discount of £500 on the product fee on selected mortgages (a non-refundable £99 upfront booking fee applies).
This offer is available:
More flexibility - and less to pay upfront
Our Flexible Mortgage is just that - flexible. So, if your circumstances change, your mortgage can adapt with them. What's more, we've reduced the upfront costs, helping you to save money on your mortgage.
Exclusively for current account customers, the Flexible Mortgage has a range of features that make it easy for you to manage your mortgage, your way.
This offer is available if you meet all of the following criteria:
To get access to our range of Flexclusive offers you must either:
Whether you are planning for the future or needing to keep to a specific budget, knowing exactly what your monthly repayments will be for the next 4 years could give you the reassurance you need. With our Free standard legal fees and free standard valuation fees plus a no product fee option, getting that peace of mind could be less expensive than you might think and are just a few more ways we demonstrate how we are on your side.
An early repayment charge will apply during the 4 year term
This means you could save up to £925.80 on a property worth £150,000 (save £700.80 when using our licensed conveyancer, and save £225 on a standard valuation report)
A £99 non-refundable booking fee is payable upfront
*A no product fee option with a higher initial rate is available
See full terms and conditions
Our mortgage offers may be withdrawn at any time and without notice.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.