Our mortgage rates
Please note: Any mortgage products reserved on or before 29th April 2009 will revert to the Base Mortgage Rate (BMR). If you choose to switch to a new Nationwide mortgage product, the new product will revert onto our Standard Mortgage Rate (SMR).
Both are variable rates which we may vary in accordance with our mortgage terms and conditions. However, the BMR is guaranteed to be no more than 2% above the Bank of England base rate, whilst the SMR has no upper limit or cap. If you choose to switch to a new product, it is not possible to switch back to the BMR at a later date.
Please note that all mortgages reserved on or before 3rd March 2010 include the option to apply for a payment holiday and borrow back facility. Any mortgages reserved after this date will no longer include these facilities.
Mortgage deals for you
Use our mortgage selector tool to view the deals available to you.- Enter your details below
- Filter results to show: fixed rates, tracker rates or both
- Use the sliders to vary your details
Additional borrowing is only available a minimum of 6 months after completion of the main mortgage loan.
* A product fee may be payable depending on the product selected. If you choose the no product fee option you will pay a higher rate of interest over the deal period compared to the product fee option. If you choose the option with a product fee you can pay this when you apply or you can add it to your loan. If you add this fee to your loan you will be charged interest on it during the term of the loan. Please note: all no product fee options have a minimum borrowing limit of £25,000 with the exception of the 3 year tracker, which has a £5,000 minimum borrowing limit.
† Free legal fees cover the conveyancer's professional charges relating to the house purchase when using Legal Marketing Services (LMS).
# The tracker floor is 0.00%. This means that if the Bank of England base rate is 0.00% or less during the tracker period, the rate you pay will be 0.00% plus the agreed set percentage above the Bank of England base rate. This means that the rate you pay will never go below 0.00% plus the additional percentage rate of your tracker mortgage.
Our tracker rates assume a Bank of England base rate of 0.50% and have a tracker floor of 0.00%. Correct as at 1 December 2009.
Our mortgage products can change or be withdrawn at any time. To ensure you get a particular rate we must accept your application and you must pay the non-refundable upfront booking fee (if applicable) and any product fee for the product.
Early Repayment Charges may apply. See fees and charges for more details.
Additional borrowing limits may apply.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.