Mortgages for first time buyers
We would like to help you get on the property ladder, so we’ve created a range of deals for first time buyers.
Mortgage deals for first time buyers:
We have a range of mortgage deals designed to help you buy your first home.
- Up to 90% mortgages when our FlexAccount is your main current account
- Reduced or zero product fees on selected mortgages^
- Free legal fees on selected mortgages
^ A non-refundable booking fee of £99 will be payable upfront upon reservation of any product.
Reasons to choose a Nationwide mortgage
- Flexibility to switch deals: If you choose one of our tracker mortgages, you can switch to a fixed rate within our 'switch and fix' range at any point in the deal period.
- Transparent charges, so you will always know what you are being charged and when.
- Immediate decision in principle: You can get a decision in principle in minutes, and go on to apply for some of our mortgages online.
Getting started:
Mortgage calculators and guides:
Payment calculator
Compare monthly payments with our simple mortgage payment calculator
Compare payments
Rates and mortgages:
View mortgage rates
Compare our mortgages and rates, and see our range of first time buyer deals
View mortgage rates
Mortgages explained
Find out what a fixed or tracker rate is and if you want repayment or interest-only
Read about mortgages