First Time Buyer Mortgages
Committed to helping you buy your first home
If you’ve not had a mortgage in the last 3 years, we could help you onto the property ladder with our special offers and range of tools for first time buyers
What we offer
- 5% deposit mortgages with our Save to Buy savings and mortgage offer
- £500 discount on product fees on selected mortgages
- Interactive and independent guide to buying your first home
Use our calculators to help you understand how your mortgage can work for you
Choose an option from the selection below.
Monthly payment calculator
See how much your monthly payments are with our payment tool.
Compare two different mortgage scenarios with our simple calculator:
Notes:
The above payments are for illustration purposes only. You also need to consider any insurance payments that need to be made.
* For interest only mortgages you need to add on the cost of repaying the capital with a repayment vehicle such as an ISA or endowment policy. Loan to value (LTV) restrictions apply.
How much can I borrow?
Use our mortgage calculator to find out how much we could lend you.
See how much you can borrow
How much will it cost me to move?
There's more to moving home than just the price of the property you are buying and how much your mortgage payments are.
Use our calculator to understand more about the cost of buying your first home.
Calculate my moving costs
Compare mortgage rates
Compare our mortgage rates and see if you can save money on your monthly repayments:
Browse our offers for First Time Buyers
How to apply
Call us on 0800 111 44 10
Mon - Fri: 8.00 am - 8.00 pm
Sat & Sun: 9.00 am - 5.00 pm
Online
To apply online, you will first need to compare the overall cost of any mortgages you're interested in by getting a full Key Facts Illustration (KFI). Once you have chosen your mortgage, you can then go on to get an instant, no obligation, Decision in Principle (DIP) (what's this?) and then submit a full application online
Compare mortgage rates
View our range of deals for first time buyers and see what your monthly payments could be...
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Contact us
If you would like to discuss your mortgage requirements with us, please call:
0800 111 44 10
Mon to Fri: 8am - 8pm
Sat & Sun: 9am - 5pm
Or visit your
Our awards
Innovator Award for Large Lenders
Awarded to Nationwide for our First Time Buyer guide by the Mortgage Finance Gazette Awards 2012
