First Time Buyer Mortgages
We do more to help first time buyers*
If you’ve not had a mortgage in the last 3 years, we could help you onto the property ladder with our special offers and range of tools for first time buyers
We offer:
- 5% deposit mortgages with our Save to Buy
savings and mortgage offer
- £500 discount on product fees on selected mortgages
- Interactive and independent guide to buying your first home
Save to Buy offer
Exclusively for first time buyers, you can apply for a 5% deposit mortgage when you open and hold our Save to Buy savings account for 6 months (terms and conditions apply)
Find out more about
the Save to Buy offer
Affordable housing schemes
We offer mortgages in conjunction with a range of affordable housing schemes for first time buyers
Mortgage calculators
Find out how much you could borrow, compare mortgage payments, or see what it might cost you to move with our handy calculators:
Go
How much can you borrow?
Use our mortgage calculator to find out how much we could lend you
How much can you borrow
Our First Time Buyer Commitments
These are our commitments to you:
- We’re committed to lending to first time buyers
- We’ll help you learn about mortgages and buying a home
- We’ll continue to find ways to help you buy your first home
- We’ll guide you through the mortgage process
Understanding mortgages
Before you pick a mortgage, find out what types of mortgages are available:
Glossary of Terms
First Time Buyers
How much can I borrow?
Our mortgage affordability calculator gives you an indication of how much we may be able to lend you
How much can you borrow
Apply online
You can get a quote, a Decision in Principle, and make a full application online
Please note that for for special schemes such as shared ownership / equity, you will need call us or visit us
Get a quote and Key Facts Illustration
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Contact us
If you would like to discuss your mortgage requirements with us, call us. We are available:
Mon to Fri: 8am - 8pm
Sat & Sun: 9am - 5pm
Or visit your
Watch our TV ad
Our awards
Innovator Award for Large Lenders
Awarded to Nationwide for our First Time Buyer guide by the Mortgage Finance Gazette Awards 2012
Browse our offers for First Time Buyers
*‘We do more to help first time buyers’ is based on the number of products and services we offer first time buyers, compared to our main high street competitors, as at 18/01/2012.