Mortgages for first time buyers

We would like to help you get on the property ladder, so we’ve created a range of deals for first time buyers.

Mortgage deals for first time buyers:

We have a range of mortgage deals designed to help you buy your first home.

  • Up to 90% mortgages when our FlexAccount is your main current account
  • Reduced or zero product fees on selected mortgages^
  • Free legal fees on selected mortgages
View rates

^ A non-refundable booking fee of £99 will be payable upfront upon reservation of any product.

Reasons to choose a Nationwide mortgage

  • Flexibility to switch deals: If you choose one of our tracker mortgages, you can switch to a fixed rate within our 'switch and fix' range at any point in the deal period.
  • Transparent charges, so you will always know what you are being charged and when.
  • Immediate decision in principle: You can get a decision in principle in minutes, and go on to apply for some of our mortgages online.

Getting started:

Mortgage calculators and guides:

How much can you borrow?

Use our online tool to see how much we could lend you

Use calculator

Payment calculator

Compare monthly payments with our simple mortgage payment calculator

Compare payments

Essential guides to house buying

Find out about buying a house in the UK and Scotland

Read guide

Rates and mortgages:

View mortgage rates

Compare our mortgages and rates, and see our range of first time buyer deals

View mortgage rates

Mortgages explained

Find out what a fixed or tracker rate is and if you want repayment or interest-only

Read about mortgages