Existing customers borrowing more

Tools to help you choose your mortgage

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The Nationwide difference

Thinking of improving or extending your home? Our range of mortgage deals means there are more reasons why Nationwide could help:

  • Additional mortgage borrowing from Nationwide can be used for almost anything you need, and is an ideal way to finance home improvements. The only thing we can't finance is capital raising, such as starting up a new business
  • Transparent charges – so you'll always know what you're being charged and when
  • An easy to understand range of mortgages, making it easier to choose what suits you
  • You can take additional borrowing just 6 months after your main mortgage loan has completed.

Please note: Any mortgage products reserved on or before 29th April 2009 will revert to the Base Mortgage Rate (BMR). If you choose to switch to a new Nationwide mortgage product, the new product will revert onto our Standard Mortgage Rate (SMR).

Both are variable rates which we may vary in accordance with our mortgage terms and conditions. However, the BMR is guaranteed to be no more than 2% above the Bank of England base rate, whilst the SMR has no upper limit or cap. If you choose to switch to a new product, it is not possible to switch back to the BMR at a later date.

Please note that all mortgages reserved on or before 3rd March 2010 include the option to apply for a payment holiday and borrow back facility. Any mortgages reserved after this date will no longer include these facilities.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.