Existing customers switch & fix mid-deal
Nationwide is one of the few mortgage providers that allows you to switch from your tracker to a fixed rate at any time during your deal, without any early repayment charges.
- Get peace of mind and protect against interest rate rises by switching mid-deal to a fixed rate within our 'Switch and Fix' rate range – with no early repayment charges to pay
- Mortgages available with no product fee (£99 upfront booking fee applies)
- An easy to understand range of mortgages, making it easier to choose what suits you
Please note: Any mortgage products reserved on or before 29th April 2009 will revert to the Base Mortgage Rate (BMR). If you choose to switch to a new Nationwide mortgage product, the new product will revert onto our Standard Mortgage Rate (SMR).
Both are variable rates which we may vary in accordance with our mortgage terms and conditions. However, the BMR is guaranteed to be no more than 2% above the Bank of England base rate, whilst the SMR has no upper limit or cap. If you choose to switch to a new product, it is not possible to switch back to the BMR at a later date.
Please note that all mortgages reserved on or before 3rd March 2010 include the option to apply for a payment holiday and borrow back facility. Any mortgages reserved after this date will no longer include these facilities.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.