Existing customers: Current deal ending or ended
Looking to switch to a new deal?
We value your loyalty and so we have a range of deals and special offers for customers who:
- Have reached (or are within 3 months of) the end of your current fixed or tracker deal, or
- Are on the Standard Mortgage Rate (SMR) or Base Mortgage Rate (BMR)
Cashback when you switch
We'll give you a £300 loyalty reward when you switch to a new Nationwide mortgage at the end of your deal, plus an extra £100 when you complete your switch online ().
Switch your deal online
You can use our Online Mortgage Switcher to compare and shortlist mortgages, and switch online in minutes (eligibility criteria apply).
Tracker products are currently not available online. However you can still apply in branch or by phone.
Payment calculator
Compare monthly payments with our simple mortgage payment calculator.
Want to discuss your options?
If you would prefer to discuss your options with one of our mortgage consultants, you can:
Call us on 08457 30 20 10
Open: 8am-8pm Mon-Fri, 9am-5pm Sat
If you would like to receive advice about switching your mortgage, you will need to visit your
Important information
Any mortgage products reserved on or before 29th April 2009 will revert to the Base Mortgage Rate (BMR). If you choose to switch to a new Nationwide mortgage product, the new product will currently revert onto our Standard Mortgage Rate (SMR).
Both are variable rates which we may vary in accordance with our mortgage terms and conditions. However, the BMR is guaranteed to be no more than 2% above the Bank of England base rate, whilst the SMR has no upper limit or cap. If you choose to switch to a new product, it is not possible to switch back to the BMR at a later date.
Please note that all mortgages reserved on or before 3rd March 2010 include the option to apply for a payment holiday and borrow back facility. Any mortgages reserved after this date will no longer include these facilities.
If you are currently letting your property you will be unable to switch to a new mortgage deal and your mortgage will automatically revert to the Nationwide variable rate as stated in your mortgage offer.
Helpful links
Overpayments: With a Nationwide mortgage you could overpay and save thousands of pounds
Overpayments
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.