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You are in: Mortgages → Existing customers → Moving home
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Existing customers moving home

Already have a Nationwide mortgage and moving home?

When you move home with Nationwide, you have the option to select a new mortgage from our range or take your current mortgage with you; known as 'porting' (conditions apply). If you port your current mortgage, any additional borrowing must be taken on a mortgage from our current range.

Here you will find some links to useful tools and information to help you choose the right mortgage for you.

View mortgage rates

We offer a range of fixed and tracker mortgages on an interest-only, part-and-part or repayment basis. Enter your details and see what we’ve got for you:

View rates

Guide to buying a home

If you've not moved for a while, remind yourself what's involved in the housebuying process, and what you need to do when.

  • Read home buyer's guide
  • Glossary of terms

Mortgage calculators

See how much you could borrow, compare mortgage payments, or see how much it might cost you to move with our handy calculators:

  • How much can I borrow
  • Cost of moving home
  • Compare monthly payments
  • House Price index

Cashback when you move

As a reward for your loyalty, we'll give you £300 when you move home or switch to a new Nationwide mortgage at the end of your deal.

  • Cashback offer

Important information

Any mortgage products reserved on or before 29th April 2009 will revert to the Base Mortgage Rate (BMR). If you choose to switch to a new Nationwide mortgage product, the new product will currently revert onto our Standard Mortgage Rate (SMR).

Both are variable rates which we may vary in accordance with our mortgage terms and conditions. However, the BMR is guaranteed to be no more than 2% above the Bank of England base rate, whilst the SMR has no upper limit or cap. If you choose to switch to a new product, it is not possible to switch back to the BMR at a later date.

Please note that all mortgages reserved on or before 3rd March 2010 include the option to apply for a payment holiday and borrow back facility. Any mortgages reserved after this date will no longer include these facilities.

If you are currently letting your property you will be unable to switch to a new mortgage deal and your mortgage will automatically revert to the Nationwide variable rate as stated in your mortgage offer.

Helpful links

How to apply: You can get a quote, decision in principle and make a full mortgage application online, in branch or by phone.

Find out how to apply

Fees and Charges: Find out what we charge for and when.

See fees and charges

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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  • © Nationwide Building Society
Nationwide Building Society is authorised and regulated by the Financial Services Authority under registration number 106078. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.