Mortgage payment calculator

Use this simple calculator to:

Get a rough idea of monthly payments and compare two examples side by side. Change the mortgage amount, term or interest rate and see what difference it makes to your monthly payments
Compare your current interest rate with an alternative rate
See the effect a change in interest rates may have on your payments
Compare different mortgage amounts or terms

Note for existing customers renting out their property:

If you are renting out the property, you can use this calculator to get an illustration of your new monthly payments. Just enter your remaining mortgage amount and term below, adding 1.5% to your current interest rate^†

Show me payments for:

Compare two different mortgage scenarios with our simple calculator:

Option 1

Option 2

Mortgage amount

Term in years

years

Term in years years

Interest rate in percent

Interest rate in percent %

Calculate

Estimated monthly payment:

Repayment:

Interest only*:

View rates

Note:

The above payments are for illustration purposes only.
You need to consider any insurance payments that also need to be made.
† Please note that any changes to your mortgage, for example, as a result of changes to the Bank of England base rate (variable rates only) or any overpayments you make, may affect your monthly payments.
* For interest only mortgages you need to add on the cost of repaying the capital with a repayment vehicle such as an ISA or endowment policy. Loan to value (LTV) restrictions apply.