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Home Buyers' guide

This guide is designed to remind you of, and support you through, the steps involved in buying a home, including mortgage options, budgeting, finding a property, making an offer and moving in (if you are buying your first home, see our First Time Buyers’ guide).

If you are also selling your home, you may want to check out our Home Selling Guide as well.

View or download our guide to buying a home

View the interactive version of our Home Buyers’ guide (requires Flash)

View guide (Flash)

Download the PDF onto your PC, mobile or tablet

Download guide (PDF)

This guide will remind you of all the steps involved in buying a home, including:

  • Things to consider before you buy
  • Understand the low cost ownership options
  • Mortgage reminders
  • How much can I afford and how much can I borrow?
  • The application process
  • Finding a property
  • Making an offer (in England/Wales and Northern Ireland, or in Scotland)
  • Surveys and Insurances
  • Exchanging Contracts and Completion Day

We hope you find it useful.

Helpful links

Cost of moving calculator: Use our calculator to get an idea of the costs associated with moving home

Find out the cost of moving

House price index calculator: How much is your home worth? Get an estimate with our House Price Index calculator

Find out what your home could be worth

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