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Home Buyers' Guide

This guide is designed to remind you of, and support you through, the steps involved in buying a home, including mortgage options, budgeting, finding a property, making an offer and moving in (if you are buying your first home, see our First Time Buyers’ Guide).

If you are also selling your home, you may want to check out our Home Selling Guide as well.

The Home Buyers’ Guide includes:

  • Things to consider before you buy
  • Understand the low cost ownership options
  • Mortgage reminders
  • How much can I afford and how much can I borrow?
  • The application process
  • Finding a property
  • Making an offer (in England/Wales and Northern Ireland, or in Scotland)
  • Surveys and Insurances
  • Exchanging Contracts and Completion Day

View or download our guide to buying a home

View the interactive version of our Home Buyers’ Guide

View guide (HTML version)

View the mobile version of the Home Buyers' Guide

View guide (Mobile version)

Download the PDF onto your PC, mobile or tablet

Download guide (PDF)

Helpful links

Cost of moving calculator: Use our calculator to get an idea of the costs associated with moving home

Find out the cost of moving

House price index calculator: How much is your home worth? Get an estimate with our House Price Index calculator

Find out what your home could be worth


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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© Nationwide Building Society
Nationwide Building Society is authorised and regulated by the Financial Services Authority under registration number 106078.
Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority.
You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.