Interest rates
- your interest rate tracks the Bank of England base rate†
- at the end of the initial period you move to our variable Base Mortgage Rate (BMR) for the remainder of the mortgage term
- no extended tie-in after the tracker period
- switch and fix facility
|
2 Year Tracker  |
||||
|---|---|---|---|---|
| Base rate differential | Initial rate | Followed by the BMR, currently | The overall cost for comparison is | Reservation fee* |
| +0.83% | 5.83% | 6.49% | 6.6% APR | £599 |
| +0.53% | 5.53% | 6.49% | 6.5% APR | £1,999 |
|
3 Year Tracker EXCLUSIVE** |
||||
| +0.64% | 5.64% | 6.49% | 6.4% APR | £599 |
|
Lifetime Tracker |
||||
| +0.88% | 5.88% | n/a | 6.2% APR | £599 |
|
2 Year Tracker |
||||
|---|---|---|---|---|
| Base rate differential | Initial rate | Followed by the BMR, currently | The overall cost for comparison is | Reservation fee* |
| +0.93% | 5.93% | 6.49% | 6.6% APR | £599 |
| +0.63% | 5.63% | 6.49% | 6.6% APR | £1,999 |
|
3 Year Tracker EXCLUSIVE** |
||||
| +0.74% | 5.74% | 6.49% | 6.4% APR | £599 |
|
Lifetime Tracker |
||||
| +0.98% | 5.98% | n/a | 6.3% APR | £599 |
|
2 Year Tracker |
||||
|---|---|---|---|---|
| Base rate differential | Initial rate | Followed by the BMR, currently | The overall cost for comparison is | Reservation fee* |
| +1.38% | 6.38% | 6.49% | 6.7% APR | £599 |
| +1.08% | 6.08% | 6.49% | 6.7% APR | £1,999 |
|
3 Year Tracker EXCLUSIVE** |
||||
| +1.19% | 6.19% | 6.49% | 6.6% APR | £599 |
|
Lifetime Tracker |
||||
| +1.43% | 6.43% | n/a | 6.8% APR | £599 |
* If you choose the option with a reservation fee you can pay this when you apply or you can add it to your loan. If you add this fee to your loan you will be charged interest on it during the term of the loan.
**Only available through Nationwide branches, Nationwide Direct, or at nationwide.co.uk/mortgage.
†If the Bank of England base rate is 2.75% or less during the tracker period, the rate you pay will track a rate of 2.75% until the base rate rises back above this. Following a change in the Bank of England base rate, our tracker rates will change on the first day of the next month.
Early Repayment Charges apply. See fees and charges for more details.
Borrowing limits apply. Please ask for details.
Next steps: Flexible features or 
Use our Affordability Calculator to find out what you could borrow
Use our Quick Quote to find out what the monthly costs would be
