Interest rates
- Exclusive Switcher Loyalty Products
- with a fixed rate your interest rate is fixed for a period of time
- with a tracker rate your interest rate tracks the Bank of England base rate†
- at the end of the fixed or tracker rate period you move to our variable Base Mortgage Rate (BMR) for the remainder of the mortgage term
- no extended tie in after the fixed or tracker rate period
Fixed and tracker mortgages are limited offers and can be withdrawn at any time.
|
2 year Tracker  |
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|---|---|---|---|---|
| Base rate differential | Initial rate | Followed by the BMR, currently | The overall cost for comparison is | Reservation fee* |
| +0.83% | 5.83% | 6.49% | 6.5% APR | £299 |
|
3 Year Tracker Exclusive** |
||||
| +0.64% | 5.64% | 6.49% | 6.4% APR | £299 |
|
Lifetime Tracker |
||||
| +0.88% | 5.88% | n/a | 6.1% APR | £299 |
|
2 Year Fixed
|
|||
|---|---|---|---|
| Initial rate | Followed by the BMR, currently | The overall cost for comparison is | Reservation fee |
| 5.88% | 6.49% | 6.6% APR | £299 |
|
3 Year Fixed Exclusive**
|
|||
| 5.98% | 6.49% | 6.5% APR | £299 |
|
5 Year Fixed
|
|||
| 5.98% | 6.49% | 6.4% APR | £299 |
|
10 Year Fixed
|
|||
| 6.29% | 6.49% | 6.6% APR | £299 |
|
25 Year Fixed
|
|||
| 6.53% | 6.49% | 6.8% APR | £299 |
|
2 year Tracker |
||||
|---|---|---|---|---|
| Base rate differential | Initial rate | Followed by the BMR, currently | The overall cost for comparison is | Reservation fee* |
| +1.38% | 6.38% | 6.49% | 6.7% APR | £299 |
|
3 Year Tracker Exclusive** |
||||
| +1.19% | 6.19% | 6.49% | 6.6% APR | £299 |
|
Lifetime Tracker |
||||
| +1.43% | 6.43% | n/a | 6.7% APR | £299 |
|
2 Year Fixed
|
|||
|---|---|---|---|
| Initial rate | Followed by the BMR, currently | The overall cost for comparison is | Reservation fee |
| 6.43% | 6.49% | 6.7% APR | £299 |
|
3 Year Fixed Exclusive**
|
|||
| 6.53% | 6.49% | 6.8% APR | £299 |
|
5 Year Fixed
|
|||
| 6.53% | 6.49% | 6.8% APR | £299 |
|
10 Year Fixed
|
|||
| 6.84% | 6.49% | 7.1% APR | £299 |
|
25 Year Fixed
|
|||
| 7.08% | 6.49% | 7.4% APR | £299 |
|
2 year Tracker |
||||
|---|---|---|---|---|
| Base rate differential | Initial rate | Followed by the BMR, currently | The overall cost for comparison is | Reservation fee* |
| +1.73% | 6.73% | 6.49% | 6.8% APR | £299 |
|
3 Year Tracker Exclusive** |
||||
| +1.54% | 6.54% | 6.49% | 6.7% APR | £299 |
|
2 Year Fixed
|
|||
|---|---|---|---|
| Initial rate | Followed by the BMR, currently | The overall cost for comparison is | Reservation fee |
| 6.78% | 6.49% | 6.8% APR | £299 |
|
3 Year Fixed Exclusive**
|
|||
| 6.88% | 6.49% | 6.9% APR | £299 |
|
5 Year Fixed
|
|||
| 6.88% | 6.49% | 7.0% APR | £299 |
|
10 Year Fixed
|
|||
| 7.19% | 6.49% | 7.4% APR | £299 |
|
25 Year Fixed
|
|||
| 7.43% | 6.49% | 7.7% APR | £299 |
Early Repayment Charges apply. See fees and charges for more details.
† If the Bank of England base rate is 2.75% or less during the tracker period, the rate you pay will track a rate of 2.75% until the base rate rises back above this. Following a change in the Bank of England base rate, our tracker rates will change on the first day of the next month.
* A reservation fee may be payable depending on the product selected. If you choose the no reservation fee option you will pay a higher rate of interest over the deal period compared to the reservation fee option. If you choose the option with a reservation fee you can pay this when you apply or you can add it to your loan. If you add this fee to your loan you will be charged interest on it during the term of the loan.
** Only available through Nationwide branches, Nationwide Direct, or at www.nationwide.co.uk/mortgage.
Borrowing limits apply. Please ask for details.
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