Switching mortgages - fixed interest rates

• Your interest rate is fixed for a period of time.
• At the end of the fixed rate period you move to our variable Base Mortgage Rate (BMR) for the remainder of the mortgage term.
• No extended tie-in after the fixed rate period.

Minimum deposit of 25%

2 Year Fixed
Initial rate	Followed by the BMR, currently	The overall cost for comparison is	Reservation fee*
5.99%	6.19%	6.3% APR	None+
5.59%	6.19%	6.2% APR	£299
5.49%	6.19%	6.3% APR	£999
3 Year Fixed
5.98%	6.19%	6.3% APR	£299
5 Year Fixed
5.98%	6.19%	6.3% APR	£299
5.78%	6.19%	6.3% APR	£1,999
10 Year Fixed
6.29%	6.19%	6.5% APR	£299
25 Year Fixed
6.53%	6.19%	6.8% APR	£299

Minimum deposit of 15%

2 Year Fixed
Initial rate	Followed by the BMR, currently	The overall cost for comparison is	Reservation fee*
6.83%	6.19%	6.6% APR	None
6.43%	6.19%	6.5% APR	£299
6.33%	6.19%	6.5% APR	£999
3 Year Fixed
6.53%	6.19%	6.6% APR	£299
5 Year Fixed
6.53%	6.19%	6.6% APR	£299
6.33%	6.19%	6.6% APR	£1,999
10 Year Fixed
6.84%	6.19%	7.0% APR	£299
25 Year Fixed
7.08%	6.19%	7.4% APR	£299

Minimum deposit of 10%

3 Year Fixed EXCLUSIVE **
Initial rate	Followed by the BMR, currently	The overall cost for comparison is	Reservation fee*
6.53%	6.19%	6.6% APR	£299

* A reservation fee may be payable depending on the product selected. If you choose the no reservation fee option you will pay a higher rate of interest over the deal period compared to the reservation fee option. If you choose the option with a reservation fee you can pay this when you apply or you can add it to your loan. If you add this fee to your loan you will be charged interest on it during the term of the loan.

** Only available through Nationwide branches, Nationwide Direct, or at www.nationwide.co.uk/mortgage. 

+ A £25,000 minimum borrowing limit applies to this 2 year no fee product..

Early Repayment Charges apply. See fees and charges for more details.

Borrowing limits apply. Please ask for details.

FAQs

• What is a fixed rate mortgage?

  Nationwide fixed rate mortgage deals enable you to keep your monthly repayments the same for an agreed period of time. Over that period, if the Bank of England's base rate rises or falls, your interest rate won't change.

  Because Nationwide is a building society, and not a bank, we can focus on getting the best value for our customers and members - not shareholders. That's why our fixed rate mortgage deals are consistently competitive.

• Are you switching from a Nationwide tracker deal?

  If you currently have a Nationwide tracker mortgage, you could be eligible for our switch and fix option. This means you can transfer your mortgage to one of our fixed rate mortgage deals without paying any early repayment charges. All you will have to pay are any reservation fees for the new fixed rate. Contact us on 0800 30 20 10 to find out more.