- Your interest rate is fixed for a period of time.
- At the end of the fixed rate period you move to our variable Base Mortgage Rate (BMR) for the remainder of the mortgage term.
- No extended tie-in after the fixed rate period.
Borrowing up to 75% of the property value
|
How to apply |
| Initial rate |
Followed by the BMR, currently |
The overall cost for comparison is |
Reservation fee* |
| 5.38% |
4.00% |
4.4% APR |
None+ |
| 4.98% |
4.00% |
4.4% APR |
£299 |
| 4.88% |
4.00% |
4.4% APR |
£995 |
|
How to apply |
| 5.48% |
4.00% |
4.7% APR |
£299 |
|
How to apply |
| 5.78% |
4.00% |
5.1% APR |
£299 |
| 5.68% |
4.00% |
5.2% APR |
£1,999 |
Borrowing up to 85% of the property value
|
How to apply |
| Initial rate |
Followed by the BMR, currently |
The overall cost for comparison is |
Reservation fee* |
| 6.98% |
4.00% |
4.9% APR |
None+ |
| 6.58% |
4.00% |
4.8% APR |
£299 |
| 6.48% |
4.00% |
4.8% APR |
£995 |
|
How to apply |
| 6.68% |
4.00% |
5.1% APR |
£299 |
|
How to apply |
| 6.68% |
4.00% |
5.7% APR |
£299 |
| 6.58% |
4.00% |
5.8% APR |
£1,999 |
The BMR is currently only available to existing Nationwide mortgage customers reaching the end of their deal period.
Please note that our mortgage products can change or be withdrawn at any time, and rates are only guaranteed at the time of application.
* A reservation fee may be payable depending on the product selected. If you choose the no reservation fee option you will pay a higher rate of interest over the deal period compared to the reservation fee option. If you choose the option with a reservation fee you can pay this when you apply or you can add it to your loan. If you add this fee to your loan you will be charged interest on it during the term of the loan.
+ A £25,000 minimum borrowing limit applies to this 2 year no fee product..
Early Repayment Charges apply. See fees and charges for more details.
Borrowing limits apply. Please ask for details.
FAQs
-
Nationwide fixed rate mortgage deals enable you to keep your monthly repayments the same for an agreed period of time. Over that period, if the Bank of England's base rate rises or falls, your interest rate won't change.
Because Nationwide is a building society, and not a bank, we can focus on getting the best value for our customers and members - not shareholders. That's why our fixed rate mortgage deals are consistently competitive.
-
If you currently have a Nationwide tracker mortgage, you could be eligible for our switch and fix option. This means you can transfer your mortgage to one of our fixed rate mortgage deals without paying any early repayment charges. All you will have to pay are any reservation fees for the new fixed rate. Contact us on 0800 30 20 10 to find out more.