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Changing your mortgage deal

At Nationwide we like to look after our existing members - so we don't just offer the best deals to new customers.  If you are coming to the end of your current Nationwide mortgage deal and looking to switch to a new deal we can offer you great value and flexible mortgage deals as standard.

  • A range of products with competitive rates.
  • A range of flexible features built in as standard.
  • All backed up with excellent customer service.
  • Getting a new Nationwide mortgage deal

    Nationwide has two main types of mortgage interest rate - fixed rate and variable rate mortgages.

    • Fixed rate mortgage deals fix your interest rates for an agreed period.
    • With a tracker rate your variable interest rate tracks the Bank of England Base Rate †.
    • Our Base Mortgage Rate (BMR) is our fully flexible variable rate mortgage. The BMR is currently only available to existing Nationwide mortgage customers reaching the end of their deal period.

    You can combine any of these deals with any repayment method. Each type has its own benefits and features. You can find out more by clicking on the links above.

    † If the Bank of England Base rate is 1% or less during the tracker period, the rate you pay will be 1% plus the agreed set percentage above the Bank of England base rate. This means that the rate you pay will never go below 1% plus the additional percentage rate of your tracker mortgage. This is known as the tracker floor.

  • Why it makes sense to stay with Nationwide

    Proud to be different - We're happy that you've stayed with us until now. We always put our customers first, offering great rates and deals that you'll struggle to find at other UK mortgage lenders. Because we're a building society, not a bank, we don't have to answer to our shareholders and we don't just offer all the best deals to new customers.

    • All our mortgages offer flexible features as standard.
    • Special offers and rates for existing customers.
    • Our low rates stay that way for the duration of your mortgage term.
    • No hidden fees or unexpected charges - all our fees and charges are upfront and competitive.
    • Additional borrowing available on request as a lump sum (further advance).

    You can combine any of these deals with any repayment method. Each type has its own benefits and features. You can find out more by clicking on the links above. 

Next steps: Products & Rates or How to apply