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29 October 2013
As the 5th November approaches, many people will be preparing to hold their own firework displays. Whilst it is important to ensure that your friends and family are safe this bonfire night, accidents can happen to your garden or even your house.
Nationwide Building Society warns people to check their home insurance cover for such eventualities as setting fire to your garden shed, fireworks through open windows or a sparkler setting light to your favourite conifer.
Martyn Dyson, Nationwide's Head of General Insurance, said: "It may not be top of your list when you're preparing for this year's bonfire night festivities, however it's worth checking to see if you're adequately insured just in case the worst happens. Check to see if your home insurance offers cover for loss of, or damage to, buildings and contents caused by fire, explosion and/or smoke. It's also worth seeing if this will cover your garden and its contents, such as your garden shed."
Tips to reduce the chance of a bonfire night incident:
Martyn continues: "In the event of such an incident, Nationwide home insurance products can provide cover for garden contents, plants, trees and lawns as well as options for buildings cover and accidental damage cover1."
Nationwide offers two different insurance policies: Home Insurance, which is rated 5 Star by Defaqto and includes personal possessions cover both in and out of the home and accidental damage as standard; and Home Insurance Essentials, which is rated 3 Star by Defaqto and offers personal possessions cover and accidental damage as optional extras2.
Customers can benefit from a 40% introductory discount when purchasing a new combined buildings and contents home insurance policy online.
Customers who would prefer to apply in branch or by phone can benefit from a 20% introductory discount when purchasing a new combined buildings and contents home insurance policy, or a 30% introductory discount if they are also a Nationwide main current account customer* and are purchasing a new combined policy.
Additional discounts that are available include up to 35% no claims discount on contents and up to 10% no claims discount on buildings if a customer has been claim-free for up to five years.
Notes to editors:
1Nationwide's Home Insurance covers up to £6,000 garden contents and £6,000 garden plants. Nationwide's Home Insurance Essentials covers up to £500 garden contents and £500 garden plants.
2Nationwide Home Insurance offers two different household insurance policies, Home Insurance, which is rated 5 Star by Defaqto and Home Insurance Essentials, which is rated 3 Star by Defaqto.
Defaqto is an independent financial research and software company specialising in rating, comparing and analysing financial products and funds.
Home Insurance includes:
Home Insurance Essentials includes:
*To be a Nationwide main current account customer and get access to our range of Flexclusive offers you must either:
About Nationwide Building Society
Nationwide is the world's largest building society as well as the second largest savings provider and a top-three provider of mortgages in the UK. It is also a major provider of current accounts, credit cards, ISAs and personal loans. Nationwide has around 15 million members.
Customers can manage their finances in branch, on the telephone, internet and post. The Society has around 15,000 employees. Nationwide's head office is in Swindon with administration centres based in Northampton, Bournemouth and Dunfermline. The Society also has a number of call centres across the UK.