Date issued: 2 Apr 2009

NATIONWIDE’S NEW PERSONAL LOAN RATES

With effect from Thursday 2 April 2009, Nationwide Personal Loans will offer a competitive rate of 8.2% APR typical for loans of £7,500 to £14,999*. With this typical rate, Nationwide remains lower than all high street banks and offers the same low rate across all three channels – branch, telephone and internet**.

Loan Amount	Loan Rate – Typical APR
£7,500 - £14,999	8.2%*

Notes to editors:

• *for Nationwide customers with a FlexAccount debit card &/or mortgage. Other loan amounts are available.
• ** When based on a loan of £7,500. Competitor comparison of main Personal Loan providers, including the high street banks, below:

Lender	Advertised headline rate
Sainsbury's***	8.10%
Nationwide	8.20%
Tesco	8.20%
Asda	8.20%
RBS	8.90%
Natwest***	8.90%
A&L	8.90%
Abbey***	8.90%
HBOS	9.90%
Lloyds TSB	9.90%
Barclays	9.90%
HSBC	9.90%
***Online only - offline other rates apply	Correct as at 26.03.09

• The rate offered will depend on the amount borrowed and the customer’s personal circumstances.
• Nationwide Personal Loans are available for any amount between £1,000 and £25,000.
• Repayment term is between one and seven years.
• There are no upfront charges or arrangement fees.
• All loans are subject to status and are available to those aged 18 or over only.
• Apply in branch, by telephone - 0800 30 20 10 - or online (where a decision can be made in minutes) - http://www.nationwide.co.uk/loans/default.htm