Quote & apply
See how much your loan would cost using the calculator below or retrieve a saved quote. If you need a loan less than £7,500 or for longer than 5 years we can give you a personalised quote.
Use our sliding scales to create your ideal loan. Your monthly repayment will then appear in the box below.
Registered for Internet Banking?
If you are registered for internet banking you can sign in and enjoy a quicker application process.
Sign in & apply
Retrieve a quote
If you have already completed a quote you can retrieve it by logging into the bank using your customer number and memorable information.
Retrieve a quote
Representative Example:
6.3% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.3% p.a. (fixed).
Monthly repayment £231.18. Total amount payable £11,327.82.
Representative Example:
7.8% APR Representative (fixed). Based on an assumed loan amount of £17,000 over 55 months at an interest rate of 7.8% p.a. (fixed).
Monthly repayment £366.49. Total amount payable £20,156.95.
Representative Example:
7.9% APR Representative (fixed). Based on an assumed loan amount of £24,000 over 56 months at an interest rate of 7.9% p.a. (fixed).
Monthly repayment £510.71. Total amount payable £28,599.76.
Need a loan less than £7,500 or for longer than 5 years?
Main FlexAccount holders qualify for our lowest loan rate
To qualify as a main FlexAccount holder, you have to hold a FlexAccount with a Visa debit card (not cash card+) and
- pay in £750 or more each month (excluding internal transfers), or
- agree to complete an Account Transfer from an account (non Nationwide) using our Account Transfer Service or have done so in the past 4 months. For the personal loan offer the account transfer must be requested via branch or telephone and the account must be eligible for an overdraft.
The rate offered will depend on the amount you wish to borrow and your individual circumstances.
Personal loan application queries
If you have any questions about an application you have already made online, please call 08459 30 20 12 and select option 5.
Other ways to apply:
By phone:
Call 0800 917 5203
Mon - Fri: 8am-8pm
Sat & Sun: 9am-5pm
In branch:
Find your local branch
View our account summary page.