Loan top-up

If you're looking to take out additional borrowing, why not consider topping up your existing loan with us - you can get an instant decision if you apply online.

The UK's lowest personal loan rate

We're offering a rate of just 7.6% APR typical for main FlexAccount customers* on loans of £7,500 to £14,999 for up to 5 years.

Topping up your loan couldn't be easier - if you are an existing Internet Bank user, simply apply online for an instant decision and the funds can be in your account within days.

Register for Internet Banking: If you are not registered for Internet Banking please call us on 0800 030 40 63 to top up your personal loan. Our specialist team are available to take your call between 8am and 8pm on Monday to Friday and 9am to 5pm on Saturday and Sunday.

You should consider all your borrowing options carefully and seek independent advice where necessary.

* A main FlexAccount is defined as: a FlexAccount with a Visa debit card that has had £750 or more deposited per month for the last 3 months (excluding internal transfers from other Nationwide accounts). The rate offered will depend on the amount you wish to borrow and your individual circumstances.