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Loan top-up

Need a top-up? If you bank online with us it's quick and easy to apply for a loan top-up

Looking for additional borrowing? Why not top up your existing loan online now...

  • Low rate: 6.3% APR Representative for loans £7,500 to £14,999 for up to 5 years for our main FlexAccount customers
  • Commitment-free quote: We'll give you a no obligation quote - that won't affect your credit rating*
  • Instant online decision: Our online loan application process takes just minutes to complete - the money could be in your account in just days. You'll need to log on to the Internet Bank to top up an existing loan. If you're not an existing Internet Bank user register now or call us on 0800 030 40 63 to top up your loan

Main FlexAccount holders qualify for our lowest loan rate

To qualify as a main FlexAccount holder, you have to hold a FlexAccount with a Visa debit card (not cash card+) and

  • pay in £750 or more each month (excluding internal transfers), or
  • agree to complete an Account Transfer from an account (non Nationwide) using our Account Transfer Service or have done so in the past 4 months. For the personal loan offer the account transfer must be requested via branch or telephone and the account must be eligible for an overdraft.

The rate offered will depend on the amount you wish to borrow and your individual circumstances.

Ready to top-up? It's quick and easy online...

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Or retrieve a quote you've started

* If you accept your quote, we will leave a record of our check on your credit file that other lenders can see. This is a normal part of many credit application processes but it might affect your ability to obtain credit elsewhere for a short period of time.

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  • © Nationwide Building Society
Nationwide Building Society is authorised and regulated by the Financial Services Authority under registration number 106078. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.