Personal loans
With our great rate, an unsecured personal loan could be more affordable than you think
- Low rate: 7.9% APR typical for loans of £7,500 to £14,999 for up to 5 years for our main FlexAccount customers*
- Commitment-free quote: We'll give you a no obligation quote – that won't affect your credit rating
- Instant online decision: Our online loan application process takes just minutes to complete
- No fees: We won't charge you any fees for setting up your loan
- Fixed monthly payments: Your rate is fixed for the term of your loan – your repayments will never change
Need a loan less than £7,500 or for longer than 5 years?
* A main FlexAccount is defined as: a FlexAccount with a Visa debit card that has had £750 or more deposited per month for the last 3 months (excluding internal transfers from other Nationwide accounts). The rate offered will depend on the amount you wish to borrow and your individual circumstances.
Barclays loan rate based on loans of £7,500 - £20,999, existing current account customers only. 10.9% APR typical
HSBC loan rate based on loans of £7,000 - £25,000, existing current account customers only. 9.9% APR typical
Natwest loan rate based on loans of £7,500, existing current account customers only. 12.9% APR typical