Nationwide Personal Loans
Looking for a way to tidy up your finances, replace your car or make some home improvements? You could make it happen with a personal loan from Nationwide. Just use our calculator below to create your ideal personal loan.
Key features and benefits
- Low loan rate: 6.3% APR Representative for personal loans of £7,500 to £14,999 for up to 5 years for our main FlexAccount customers
- Commitment-free quote: We'll give you a no obligation quote that won't affect your credit rating*
- No hidden fees: We won't charge you any fees for setting up your personal loan
- Instant online decision: Our personal loan application process takes just minutes to complete and in most cases you will receive an instant online decision
- Fixed monthly payment: Your rate is fixed for the term of your loan – your repayments will never change
The following tool uses a slider control which may be difficult to use with a screen reader. You can use our accessible version, or alternatively skip to the next section
Loan calculator
How much do you want to borrow?
The total amount payable is . The illustrative cost of borrowing over months at our competitive rate of for main FlexAccount customers.
This quote was produced on and is valid for today only.
Representative Example:
APR Representative (fixed). Based on an assumed loan amount of over at an interest rate of p.a. (fixed). Monthly repayment . Total amount payable .
Main FlexAccount holders qualify for our lowest loan rate
To qualify as a main FlexAccount holder, you must hold a FlexAccount with a Visa debit card (not cash card+) and:
- Have been paying in £750 or more each month (excluding internal transfers) for the last three months, or
- Complete an Account Transfer to us (from a non-Nationwide account) using our Account Transfer Service, or have done so in the last 4 months. For the personal loan offer the account transfer must be requested via branch or telephone and the account must be eligible for an overdraft.
The rate offered will depend on the amount you wish to borrow and your individual circumstances.
Need a loan less than £7,500 or for longer than 5 years?
* If you accept your quote, we will leave a record of our check on your credit file that other lenders can see. This is a normal part of many credit application processes but it might affect your ability to obtain credit elsewhere for a short period of time.
You should consider all borrowing options carefully and seek independent advice.
Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit