Personal loans
With our great rate, an unsecured personal loan could be more affordable than you think
- Low rate: 6.3% APR Representative for loans of £7,500 to £14,999 for up to 5 years for our main FlexAccount customers
- Commitment-free quote: We'll give you a no obligation quote - that won't affect your credit rating*
- Instant online decision: Our online application process takes just minutes to complete and most applications will receive an instant decision
- No fees: We won't charge you any fees for setting up your loan
- Fixed monthly payments: Your rate is fixed for the term of your loan - your repayments will never change
Main FlexAccount holders qualify for our lowest loan rate
To qualify as a main FlexAccount holder, you have to hold a FlexAccount with a Visa debit card (not cash card+) and
- pay in £750 or more each month (excluding internal transfers), or
- agree to complete an Account Transfer from an account (non Nationwide) using our Account Transfer Service or have done so in the past 4 months. For the personal loan offer the account transfer must be requested via branch or telephone and the account must be eligible for an overdraft.
The rate offered will depend on the amount you wish to borrow and your individual circumstances.
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Need a loan less than £7,500 or for longer than 5 years?
* If you accept your quote, we will leave a record of our check on your credit file that other lenders can see. This is a normal part of many credit application processes but it might affect your ability to obtain credit elsewhere for a short period of time.
Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit