Nationwide Car Loans

The car you really want might cost you less than you think...

Whether you're buying a new or used car, we may be able to help. Our low rate Nationwide Car Loan has no hidden fees and in most cases you'll get an instant online decision. Use our car loan calculator to find out what your monthly repayments could be.

Key features and benefits

• Low loan rate: % APR Representative

  Our advertised Annual Percentage Rate (APR) is the rate that at least 51% of our customers will be offered if accepted for a personal loan.

  The interest rate offered will depend on the amount you wish to borrow and your individual circumstances.

  for car loan of for up to 5 years for our main current account customers
  
• Borrow between £1,000 to £25,000 over 1-7 years
• Commitment-free quote: We are one of the only providers that offer you a personal quote, without it affecting your credit rating*
• No hidden fees: We won't charge you any fees for setting up your car loan
• Instant online decision: Our car loan application process takes just minutes to complete and in most cases you will receive an instant online decision
• Fixed monthly payment: Your rate is fixed for the term of your loan

Loan calculator

Tip: If you want to enter a specific value, you can type in an exact amount by clicking on the number above the slider

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Not available on mobile.

How much do you want to borrow?

Over how many months?

Monthly repayment:

£

The total amount payable is £. The illustrative cost of borrowing £ over  months at our competitive rate of % APR Representative for main current account customers.
This quote was produced on  and is valid for today only.

Main current account holders qualify for our lowest loan rate

To qualify as a main current account customer, you must either:

1) Hold a FlexAccount with a Visa debit card (not cash card or cash card+) and:

• have been paying in £750 a month for the last three months (excluding internal transfers); or
• complete an account transfer for us (from a non-Nationwide account) using our Account Transfer Service or have done so in the last four months.

For this offer the account transfer must be requested via branch or telephone and the account must be eligible for an overdraft; or

2) Hold a FlexDirect or FlexPlus account.

Qualifying conditions vary by offer.

For the personal loan offer the current account transfer must be requested via branch or telephone and the current account must be eligible for an overdraft.

The rate offered will depend on the amount you wish to borrow and your individual circumstances.

You'll need the following information when you apply:

• Your home and employment history
• Your bank/building society details
• Details of your annual income and monthly outgoings
• To be aged 18 to 79 and have been living in the UK for the past 12 months

Please also read our eligibility summary in the Nationwide terms & conditions

Before you start, please let us know who you are:

• I'm new to Nationwide
• An existing customer who's registered for our Online Bank
• An existing customer who's not registered for our online banking/or have forgotten my log in details

Need a loan less than £3,000 or for longer than 5 years?