Level Term Assurance

We're all used to insuring our cars and homes but what about insuring the most important thing of all? - You!

What if your life was suddenly cut short? It's all too easy to think 'it'll never happen to me', but it often takes a specific event to make us take action:

• perhaps you've just had a baby
• maybe you've just moved in with your partner
• you may have just got married or entered into a civil partnership 

How would your loved ones cover the daily costs of living if you were no longer around to help?

Level Term Assurance, brought to you by Nationwide and provided by Legal & General, could provide your loved ones with a cash lump sum if you were to die during the term of the plan.

A Level Term Assurance plan is right for you if...

• You want to select a lump sum which will be paid out to your dependents, in the event of your death.
• You want to automatically include terminal illness cover (payable after 2 years and not in the last 18 months of the term)
• You want a policy that, in the event of an eligible claim, pays out a lump sum if you have been diagnosed as having 12 months to live, rather than on death.
• You'd like the level of cover and premiums to remain the same for the duration of the plan, unless you change the level of cover.
• You want the term to run between 1 and 40 years and end before your 80th birthday.

A Level Term Assurance plan might not be right for you if...

• You want the cover to reduce over the term in line with a loan such as a repayment mortgage.
• You would like a life cover plan where some cash is paid back, at the end of the term.

Important information

• If you stop paying premiums before the end of the plan, your cover will end 30 days after your missed payment and there will be no cash back.
• You should answer all questions truthfully otherwise your policy may not pay out in the event of a claim.
• If you are using this plan for mortgage protection, you should make sure this plan matches the term of your mortgage.
• The online discount of 5% is a limited offer and can be withdrawn at any time.
• The present tax treatment may change

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